Lucky enough for me I managed to nab one of their low rate cards before the increase. And Lloyds have never gone back to update it. This gives me a loan which is cheaper than most high street payment plans! Perfect for those Christmas gifts. The card is easy to manage, with any fees clearly displayed so it’s perfectly possible to use as a cheap loan or just for cash flow management. Lloyds allow you to pay back either the minimum, full, set amount in a direct debit so easy to manage.
Reviewed on: 19th January 2020
It gives 0.1% paid annually. The best savings account gives 1.35% monthly. If you’re money is here, you are losing hand over fist. Run away
Reviewed on: 19th January 2020
I have had current accounts at many different high street banks. But none come close to Starling. All banks do the same basic things well, allow me to hold and spend my cash easily. The problem? Most banks like to charge you for when you have no choice. Overseas most banks charge extortionate fees, with fixed rate charges on top of the card rate. Starling, nothing! Most other banks make it hard to send money quickly, requiring a full check to be made. On starling, I can send a link and my friends can deposit their share of the bill into my account. Likewise I can send money to nearby starling users without the need to go through account numbers and sort codes. Oh, and they actually give some interest. More than can be said for most high street accounts and beats most high street saving accounts.
Reviewed on: 19th January 2020
