For my personal account, ethical was of the highest importance. The only real choice I had was to use Co-Operative. I chose the Smile deivision as it was the digital bank, which suits me.
There are one or two quirks with the bank however. Transfers in do not appear instanty - they do with my other accounts - and can take the full 2 hours.
They are not well integrated with third party services either, and have yet to sign up to the Open Bank protocol - where pretty much every other major bank has done this.
Wihle I am happy with the service, I do feel they could be doing more to catch up with the other banks. Particulatly as they are supposed to be a digital / internet bank.
Reviewed on: 3rd January 2020
I chose Starling for my business account as they made is so simple. My business is a not for profit philathropic business. everything was done real time in teh app, and I heard back within 2 days that the account was up and running. My card arrived the day after.
Great service, app is really simple and integrates into Xero for my accounts.
I love Startling, so much so that I have both current and business accounts with them.
Reviewed on: 3rd January 2020
I have used Amigo for the last 12 months and have seen a steady increase on my credit rating (along with other steps I am taking) as well as allowing me to use the money for what I wanted.
Their rates may be a little high, but when you cannot get credit through whatever circumstances this may be, then they pro ideas and invaluable service. Great customer help team too.
Reviewed on: 16th June 2017
