I was very nervous of Chip at first... Was it a real thing? Was it a scam where I was just sending money into some random account? I did a bit of research and, thank god, it's legit. But better than that... It does what it claims to do... It siphons small amounts of cash out of my account every now and then that I don't notice. £6 here, £13 there... Just like the things you buy that add up and you don't realise... Like takeaway coffees or an extra takeaway dinner dish or two. £13 is not what it would take out of everyone's account... It's personal. Chip has worked out that I can reasonably stand to way-lay that amount due to my spending and saving patterns... And it's right! And I think it gets smarter... At the beginning I feel like it over saved and I had to withdraw a couple of times (also, exactly what it says on the tin and no ridiculous wait times) but, more recently, it's got the Goldilocks balance. Well done Chip for your product and your tech. You can clearly manage my money even better than I can! Love you lots!x
Reviewed on: 13th March 2021
