James waites's reviews - Smart Money People

Transparent and flexible bike insurance

4

I’ve used Laka since it started to insure my bike and is a highly transparent and flexible service. I had to pause cycling for a couple months and was very easy to downgrade my cover to save on costs. Reviewed on: 16th October 2023

Consistency is the winner

4

Investments are long term financial decisions and you need a provider who gives you trust they will be there in the long term. Wealthify delivers this. Reviewed on: 24th January 2021

Good returns, easy to use

5

Maybe not low cost as others but good range of investments and delivered decent returns against benchmarks. Easy to use app and helpful customer service Reviewed on: 16th January 2020

Low cost and flexible

4

The best thing about Wrisk is you get a single premium that can be adjusted frequently of you want to add something specific such as a watch. Standard contents covers a lot including artworks Reviewed on: 22nd August 2019

Easy claims process and customer service

5

There’s no restrictive process for claims or contacting customer service who respond very quickly. Innovative way to claim such as uploading a video. When I didn’t need a mechanic to fix they sent me a t-shirt. Reviewed on: 22nd August 2019

Good cashback perk

4

Cashback perk can be very advantageous if used smartly. Email newsletter is good with offers and competitions. Managing through phone isn’t the easiest as some competitors - no app with iphone finger scan. Reviewed on: 19th November 2018

Reply from Hello James, thanks for sharing your feedback. We'll update our customer in regards to an app as soon as we have any news. Thanks, Lindsay. Response date: 22nd November 2018

The best home-grown robo-advisor

3

Wealthify has been a perfect introduction to investing for a first timer 20 something. The PDF trade receipts allow you to see how you portfolio is being balanced. If they could digitise these further that would be great. It's allowed me to become familiar with the ETF options out there should I want to go XO. Returns have been pretty decent however I would like more digital tools available. I downloaded the app when released but since removed as the mobile online dashboard is fine and the app doesn't add much. I was tired of having one re-enter my password every time. I hope they've added a Pin by now. I recommend to my sister as she's just losing money in her bank account. Reviewed on: 12th November 2017