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Name: Mandy Nicholas

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AVOID LIKE THE PLAGUE ESPECIALLY THEIR LEGAL INSURANCE COINCIDENTLY CALLED AGEAS LAW!

Tried to get me to accept £200 for my astra said “write-off”, just because they use large expensive companies to fix cars so it’s “uneconomical” which shouldn’t be the case. I’m disabled and was 59. I was disgusted had some chronic health problems was upset as I couldn’t go anywhere without my car-the bus stop is too far to walk. Due to their attitude I couldn’t cope with them for a while.They kept pestering me to accept low offers, to which I kept saying “what do you expect me to do with that? It won’t get me another car, not even an older car than I had”. Then they kept hassling me to take my car away so they could get the scrap value, but I wouldn’t let them, I told them I’d get it repaired myself. It took 3 months until I got £900-excess of £100 = £800 & I paid extra not to pay the excess! They checked my details & as I was making a claim charged me £60 to change my occupational status! At the time I 1st took out the insurance in 2015 there were not as many options, sometime between 2015 & Sept 2019 new categories had been added including “no longer working due to I’ll health or disability” which is what I would have selected if there in 2015. My nearest choices at the time included 1. Unemployed (which is usually used to describe someone who is fit enough to work, but not working and claiming benefits) 2. Retired (which usually means either over the age of retirement or retired early & living on a works pension) 3. Housewife (historically used to describe either not working due to childcare duties, or further back not working, married & supported by husband’s income). As none of those applied to me I selected my former job of either Admin Officer, or Government employee which I had been for most of my life. So their £60 fee was because their system had been updated to reflect societal changes! The then started charging me over £70 pcm insurance (my pr eg muumuus had previously been about £43 pcm) & the collision wasn’t even my fault! A young driver was speeding & crashed into me!! Reviewed on: 15th January 2023