I've been using the By Miles car insurance service for a while, and it's very intuitive, easy to setup and the customer service is excellent. You pay a fixed annual cost which covers your car when parked, and a per mile rate when you are driving. This is quite suitable for low mileage users.
The insurance policy which is underwritten by AXA, is fully comprehensive (incl. business cover) and also includes protected NCD at no extra cost. Their app is brilliant and the whole policy can be managed through that. Also, unlike other insurance providers, they don't charge any admin fees for the first three policy changes.
Reviewed on: 12th October 2018
