Zopa is large enough to have a reliable website and small enough to provide personal service if needed. The loan application process was straightforward, the decision rapid, and the interest rate and other terms were attractive.
Reviewed on: 29th January 2019
The application process is straightforward and quick. It would be helpful to have some of the underwriting criteria explained when a loan offer is made for a lesser sum than sought or at a different interest rate from the Zopa headline rate. Zopa would be my benchmark against which I would score any other credit provider.
Reviewed on: 30th May 2017
I am not very interested in bundles of add-ons of varying value but I am appalled that any bank offers as a premium product, a current account with an annual fee of over £200 and then applies an annual overdraft interest rate of about 20%, particularly to a long-standing customer with an impeccable credit history.
Reviewed on: 27th December 2016
I was disappointed to discover that after being persuaded, or rather cajoled, into changing from an expensive fee-paying current account to my present even more expensive fee-paying current account, that, if I should overdraw at any point, in addition to paying an outrageous interest rate higher than that charged by any credit card I hold, I would also be charged a lump sum of £6 for the privilege. I doubt that any other mainstream bank is significantly better in what it offers, which only reveals the whole retail banking market to be a depressing place in which to have to do business.
Reviewed on: 19th December 2016
Provided that one has a good credit history, there is unlikely to be a better place to go for a loan in terms of overall service, interest rate and speed of processing.
Reviewed on: 19th December 2016
