After seeking help from a professional HSBC came out the best for my circumstances in terms of a 5 yr fixed mortgage. I like the fact the paperwork that was sent through explained in detail and also a brief summary of what the terms of the mortgage were and how much I could overpay each year.
The app is easy to use and it is useful to keep track of how the mortgage payments are impacting on the amount borrowed.
Reviewed on: 20th March 2023
Bought home insurance via Tesco bank online. The process was efficient due to the easy to use website. Questions asked were clear. Documents regarding the insurance were emailed in a timely manner.
Reviewed on: 4th February 2022
Easy account to access online. Online banking easy to set up. The process of moving money in and out of the account is simple but there is ample security.
Reviewed on: 24th January 2020
The State Bank of India opened a savings account for me as I had opened an ISA with them and the yearly interest would be placed in the savings account. I received notification by post that the savings account had been opened. I was also provided with details to enable me to use online banking. The saving account is easy to use and I have been able to transfer money from the savings account to a current account at another bank easily. I would open another account with State Bank of India in future, especially as their customer service whilst I have been with them (18 months) has been good.
Reviewed on: 24th December 2016
I opened a help to buy ISA with Halifax just under a year ago. I completed the process online and it took less than half an hour in total. It was easy to set up a standing order from my current account into the help to buy ISA and I can easily keep track of my account via online banking. I would open other accounts with Halifax based on my experience with them.
Reviewed on: 24th December 2016
I signed up for a savings account with Natwest online. I found their website easy to use and the account was set up within minutes. I also use NatWest's mobile app - I find this very accessible. I can transfer money in and out of the savings account easily and can see at a glance how much I have in my account. Although interest rates are low this is across the board with mainstream banks therefore I will not mark them down because of this (written in August 2016)
Reviewed on: 30th August 2016
I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund.
Reviewed on: 15th June 2016
I have a company pension through Standard Life. I find their website easy to use and can gather all the information I require within a few clicks. The early 'statement' they send through the post is also useful and enables me to plan for the future.
Reviewed on: 28th March 2016
The account suits my needs at present and I personally find it easy to bank with Natwest. THe account was easy to open and didn't take a lot of time. The mobile app is very good for keeping track of my finances and is easy to use. Whenever I call into my local branch the staff are always helpful.
Reviewed on: 24th December 2015
I found the Barclays website east to use to enable me to look at the different Cash ISA's that were available. I then went into branch to speak to a personal banker. In my opinion the process was carried out too hastily and key points (which I only knew about because I had researched online first) such as whether or not interest would be received at the end of the term, yearly or monthly were not raised by the personal banker. Although I would open an ISA with Barclays again, I would only do so after researching the product beforehand.
Reviewed on: 26th August 2015
I am very please with the service provided by Nationwide. The customer service that was provided by my local branch was very efficient and I also find the Nationwide very easy to use, which allows me to easily make a comparison on which product is the most suitable for my situation. I decided to go for the fixed rate bond as I was pleased with the level of interest I would receive for the money I was placing in bond. There are a wide variety of bond terms available - for example 6 months, 1 year,. 2 year etc which allows someone to tailor a Nationwide bond to their needs.
Reviewed on: 26th August 2015
