I’ve had a few loans in the past from many different providers - however, the company that really stands out for me is Tesco Bank. There’s a few reasons as to why I’ve selected them. The main reason is because it’s the only loan provider I’ve had that has given me the lowest APR. There are many other providers that advertise a low APR but when it comes to the application being approved, the APR increases. It’s a waste of time going through a full blown application when you never get the lowest APR. It also adds a hard search to your credit file.
The other reason is the staff and customer service - everyone I’ve spoken to on the phone at Tesco Bank have been helpful, friendly and seem willing to help.
And finally, the application process was simple. It was easy to do and also gave a slightly smaller APR being a Tesco Clubcard member.
All in all - excellent. I really cannot fault them.
Reviewed on: 31st May 2023
Excellent - I have a loan with RateSetter and everything has been running smoothly so far. The pre-application process was a breeze and they remained on hand to answer any queries. During the lifecycle of the loan, I've had a few queries and RateSetter have been very responsive. The rate I was offered was competitive - no faults.
Reviewed on: 5th April 2023
