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Luma reviews

Luma logo
Rated Good 4.16/5

Luma reviews

Unverified business Last reviewed within 21 days

Review summary

People rate this company as Good based on 3 product reviews

Average score of 4.16/5
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
Reviews for Luma have trended positively over the past 90 days

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About Luma

Luma is "the credit card for people with poor credit". If you're looking for reviews of the Luma card to decide if it's right for you, see what people are saying below.

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Luma at a glance

Reviews for Luma

Showing all company reviews Last reviewed within 21 days

Great app, great customer service.

Credit card 8th July 2026

Great app, great customer service. Not too expensive compared to other credit cards. Very easy to pay direct on the app from your current account.... Great app, great customer service. Not too expensive compared to other credit cards. Very easy to pay direct on the app from your current account. Luma keep me informed of payments due. Notifications are very useful. Read more Read less

{"display":"SKL","full_name":"SKL","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
SKL
Rated Excellent 5.00/5
Read more product reviews

Good credit card

Credit card 23rd June 2018

Have used my luma credit card for a few years now, haven't had any problems with it and it has a reasonable amount you can borrow.

Rated Good 4.00/5
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  • 4.00/5

    Can't fault it

    I have a luma card, got it to try and build up a credit rating as didn't have one. its been ok for me< cant... I have a luma card, got it to try and build up a credit rating as didn't have one. its been ok for me< cant fault them, been paid off every month and had offers to increase my limit. Read more Read less

    {"display":"Claire Glanvill","full_name":"Claire Glanvill","avatar":{"url":"\/uploads\/avatars\/users\/10257.jpg"}}'s avatar
    Credit card
    Claire Glanvill 15th December 2016
    Luma are low on reviews. Used one of their products? Why not write a review.

    Products from Luma

    Showing all products offered by Luma

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