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Warning Conditions that are "similar", but unrelated to, a condition that was subject to a previous claim ARE NOT COVERED.  Here is an example, in... Warning Conditions that are "similar", but unrelated to, a condition that was subject to a previous claim ARE NOT COVERED.  Here is an example, in World Nomads' own words: "If you were to develop a new stomach condition not related to the previous stomach issue but a similar condition you would not be covered due to it would be considered pre-existing unless it was due to an injury or something totally unrelated."  This is a shocking and appalling loophole, especially for a policy that is marketed towards long term travellers, who are likely to get separate but "similar conditions" - such as stomach issues, the most common travelers' ailment.  This company is unethical and anyone who promotes it without mentioning this loophole is irresponsible (though most people probably don't know, as this isn't mentioned in the policy!) .  World Nomads will not provide any further details on how they define a "similar condition", so you don't even know what you are covered for.  I have confirmed this loophole multiple times, so I know it wasn't just one agent giving incorrect information.  Read more Read less