Smart Money People Logo
Own this company?
Share this page

Cedar Tree reviews

Cedar Tree logo
Rated Excellent 4.77/5

Cedar Tree reviews

Unverified business

Review summary

People rate this company as Excellent based on 434 product reviews

Average score of 4.77/5
5 star
89%
4 star
9%
3 star
0%
2 star
0%
1 star
2%

Latest positive rating

5/5

Cedar Tree

Reliable. Simple. Great value. Cedar Tree have been my go to for the last couple of years and would recommend.

{"display":"NickP","full_name":"NickP","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Travel Insurance
NickP 23rd August 2024

Latest negative rating

1/5

Very upsetting and disappointing experience

I am very upset and disappointed in Cedar Tree Insurance. We had to contact them due to a cancelled ferry on the return leg of... I am very upset and disappointed in Cedar Tree Insurance. We had to contact them due to a cancelled ferry on the return leg of our summer holidays and promptly filed an accurate and timely claim in the beginning of July. We were asked for paperwork which we dutifully sent and after waiting a couple of weeks we were told a payment would be sent to us on receipt of the email if everything was deemed ok. I was unsure of the breakdown of the payment and sent an email to ask for clarification, but before it was even out of my inbox the payment was already in our bank account. We had chosen to pay a premium for "travel disruption" which promised to cover any additional expenses in the event of cancelled travel which applied to us in this circumstance, however this hadn't been mentioned and the amount sent to us didn't seem to have included these. I received no reply from Cedar Tree and so I sent a follow up which wasn't replied to until 24th August. This response said that my claim had been reviewed and these expenses were not covered (despite this being detailed in the premium we paid for). I therefore disputed it again. A week later, I was met with the same response which I queried yet again. The reply this time came swiftly and told us, without apology, that another review had been made and we had been overpaid in the initial payout and that nearly £400 was to be paid back to them asap, and detailing the bank account details to use. We were very shaken by this. I went back to them to question this and they then said there had been an error and it wasn't £400 but actually £300 due back! It is also worth noting here that despite being slow to answer my emails, the Cedar Tree phoned my around twice a day during this period in an attempt to get this money out of us. At this point my trust in the company has completely gone - I don't know who to believe, their calculations are incorrect every time I speak to them and it feels like they are plucking figures out of the air and hoping that we go away. At the date of writing we have had no response from them since 6th September. This has left us feeling vulnerable, shaken and with a dark cloud over what should have been a lovely family holiday. Not only that, but we've been made to feel as if we are the ones in the wrong. Please get travel insurance elsewhere and save yourselves the heartache of having to go through what we have. Read more Read less

{"display":"SARAHp","full_name":"SARAHp","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Travel Insurance
SARAHp 19th September 2023

About Cedar Tree

Cedar Tree Insurance is a “premium travel insurance provider” who have headquarters in London. If you’re considering taking out one of their policies, read on to see what people on Smart Money People have said about this insurer. Had a travel insurance policy in the past from Cedar Tree? Please post a quick review and your comments will help others who are looking to find more information about insurance providers.

Cedar Tree at a glance

Reviews for Cedar Tree

Showing 11 of 434 company reviews

Cedar Tree

Travel Insurance 23rd August 2024

Reliable. Simple. Great value. Cedar Tree have been my go to for the last couple of years and would recommend.

Rated Excellent 5/5
Read more product reviews

Very upsetting and disappointing experience

Travel Insurance 19th September 2023

I am very upset and disappointed in Cedar Tree Insurance. We had to contact them due to a cancelled ferry on the return leg of... I am very upset and disappointed in Cedar Tree Insurance. We had to contact them due to a cancelled ferry on the return leg of our summer holidays and promptly filed an accurate and timely claim in the beginning of July. We were asked for paperwork which we dutifully sent and after waiting a couple of weeks we were told a payment would be sent to us on receipt of the email if everything was deemed ok. I was unsure of the breakdown of the payment and sent an email to ask for clarification, but before it was even out of my inbox the payment was already in our bank account. We had chosen to pay a premium for "travel disruption" which promised to cover any additional expenses in the event of cancelled travel which applied to us in this circumstance, however this hadn't been mentioned and the amount sent to us didn't seem to have included these. I received no reply from Cedar Tree and so I sent a follow up which wasn't replied to until 24th August. This response said that my claim had been reviewed and these expenses were not covered (despite this being detailed in the premium we paid for). I therefore disputed it again. A week later, I was met with the same response which I queried yet again. The reply this time came swiftly and told us, without apology, that another review had been made and we had been overpaid in the initial payout and that nearly £400 was to be paid back to them asap, and detailing the bank account details to use. We were very shaken by this. I went back to them to question this and they then said there had been an error and it wasn't £400 but actually £300 due back! It is also worth noting here that despite being slow to answer my emails, the Cedar Tree phoned my around twice a day during this period in an attempt to get this money out of us. At this point my trust in the company has completely gone - I don't know who to believe, their calculations are incorrect every time I speak to them and it feels like they are plucking figures out of the air and hoping that we go away. At the date of writing we have had no response from them since 6th September. This has left us feeling vulnerable, shaken and with a dark cloud over what should have been a lovely family holiday. Not only that, but we've been made to feel as if we are the ones in the wrong. Please get travel insurance elsewhere and save yourselves the heartache of having to go through what we have. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Dont make a mistake when making a claim

    don’t make a mistake when claiming Everything was good until I tried to make a claim. Cedar was going to pay my claim and during... don’t make a mistake when claiming Everything was good until I tried to make a claim. Cedar was going to pay my claim and during the process of filling out bank details two of the numbers of the bank account transposed the wrong way around and the money due was paid into the wrong account. Despite telling them almost straight away they had a very poor attempt of claiming the money back so I never received my money and someone else took my money. What’s frustrating is there is no checks so if you make a mistake it’s your fault and nothing they can do as they won’t pay a claim twice. Not happy as it was a lot of money. Read more Read less

  • 5/5

    Simple, economical plans

    They have a good range of products and it is very easy to see which one will suit you for each trip. They also have... They have a good range of products and it is very easy to see which one will suit you for each trip. They also have an excellent range of benefits and rewards. Read more Read less

  • 5/5

    Painless claims process

    I had to file not one but two claims after a recent trip and both were paid out within days. My renewal comes up in... I had to file not one but two claims after a recent trip and both were paid out within days. My renewal comes up in a couple of week and it's cheaper than last year. Very happy with Cedar Tree will stay with them. Read more Read less

    {"display":"Kay M","full_name":"Kay M","avatar":{"url":"\/assets\/uploads\/avatars\/users\/699478.png"}}'s avatar
    Travel Insurance
    Kay M 22nd August 2023
  • 5/5

    Good for people with health conditions

    I’ve developed a health condition and tried to flag this up to my old travel insurance provider. They were completely useless and wanted to charge... I’ve developed a health condition and tried to flag this up to my old travel insurance provider. They were completely useless and wanted to charge me a huge amount to retain my cover. Cedar were much better value and they’re customer service is infinitely better Read more Read less

  • 5/5

    Gets the job done

    Such an easy and helpful experience!

  • 1/5

    Worst customer service ever alongside KLM

    Hello, We used your so called “company” for insurance services for travel. We will leave same review we gave KLM ie no stars on trust... Hello, We used your so called “company” for insurance services for travel. We will leave same review we gave KLM ie no stars on trust pilot for you and worst ever service we have received. Wait over 5 months and don’t get proper money back or comms. Chasing all the time for lies told and empty promises. Disgrace and robbing company using covid as a poor excuse for not answering or replying or dealing with matters. Take the money then no service after. We will leave bad reviews on all forums and travel sites you are listed on to warn other customers of the non existent service. Claim no. was 21538822 # Read more Read less

    {"display":"julian","full_name":"julian","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    julian 12th July 2022
  • 5/5

    Good clear travel insurance

    Really easy process and clear illustration of what i was getting with my travel insurance

    {"display":"insuranceemma","full_name":"insuranceemma","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    insuranceemma 19th September 2020
  • 1/5

    Poor

    Purchased travel insurance policy via Top Cashback and was happy to pay that little bit more for the policy on the understanding that I would... Purchased travel insurance policy via Top Cashback and was happy to pay that little bit more for the policy on the understanding that I would receive cashback from Top Cashback as an incentive. Cedar Tree, I am told by Top Cashback, refused to acknowledge the fact that I had gone through Top Cashback (which I did) and so refused to pay cashback. Very disappointed. Read more Read less

    {"display":"Graham","full_name":"Graham","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    Graham 26th August 2020
  • 1/5

    NO REFUND, LACK OF SUPPORT, BETTER GO SOMEWHERE ELSE

    I have been with Cedar Tree for around 3 years now, not having to claim until half a year ago when my trip to Mexico... I have been with Cedar Tree for around 3 years now, not having to claim until half a year ago when my trip to Mexico was cancelled because of COVID by the airline. The airline only gave an option of a voucher which wasn’t a choice for me as wouldn’t know if I can travel soon, and when the airline goes bust you can’t do anything with it. But Cedar Tree made a point there that I should take the voucher and they won’t refund me even if I can’t travel next year. I have a Travel Disruption cover for situation like this but apparently it doesn’t work in this case. Not sure really when it works. In case of taking a voucher, I wouldn’t be able to seek assistance anywhere else, like my bank, Pay Pal, etc. so thank you for a great advice Cedar Tree. Also, to add to this, The European Commission called it unlawful for only giving voucher option and not a full refund by the airline (quote below), but Cedar Tree still advised to go with that option as they wouldn’t refund me if I was offered a voucher to use it later in the year. (btw, I have it all in emails). Before Cedar Tree even starts considering your claim, you need to seek refunds yourself with other sources like your credit card, Pay Pal or directly with the company. With my trip, I managed to get better support with Pay Pal, booking.com, and eventually my bank. Cedar Tree response at that time still was that I should get a voucher. I will consider other insurance companies for the next term. And strongly advise if you are thinking of choosing Cedar Tree. ‘The European Commission is now to write a letter to all EU member states reminding them that airlines should be sanctioned if they violate passenger rights – including by refusing to offer refunds. An EU official said: ‘The law is clear. Passengers should be able to choose between a cash refund or other funds of reimbursement such as a voucher.’ Read more Read less

    {"display":"Michal K","full_name":"Michal K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    Michal K 16th August 2020

    Products from Cedar Tree

    Showing all products offered by Cedar Tree

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice