The FairFX card is not a credit card, but you can use it like one. Basically it's card that you load your own money onto.... The FairFX card is not a credit card, but you can use it like one. Basically it's card that you load your own money onto. Once you have a balance you can start spending safe in the knowledge that you can never go into debt; once you balance falls, you can add some more money. Best of all it gives a 3.5% cash back on lots of retailers, including M&S and Sainsbury's. I have used this card for years and have always been delighted with all aspects. If you wish, you can get this in lot's of different currencies with one of the lowest costs around. What a great combination for a UK company Read more Read less

I ordered a card for my daughter to use while she went on holiday with friends from uni. I topped up the card as she... I ordered a card for my daughter to use while she went on holiday with friends from uni. I topped up the card as she used the money, meaning if it got stolen, the thieves would only get what was stored on the card at the time. Much better than ordinary credit card as no surprises with foreign exchange rate. Read more Read less