I have this phobia about websites that reel you in with click bait - offers that aren't really available. It happens across the board, not... I have this phobia about websites that reel you in with click bait - offers that aren't really available. It happens across the board, not just with financial websites. There are a lot of sites similar to Instant Lolly that advertise things like "no credit checks", or "95% of loans accepted", which I've learnt through past experience is just BS. However, I found the Instant Lolly website refreshing different - no trying to pull the wool over my eyes - in fact quite the opposite. In the end I didn't actually take out a loan with anyone, but if I had of done, it would have been with a company like Instant Lolly. Read more Read less