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RichardH

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All reviews (9)

Review of the RateSetter, Loans:

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Full Disclosure Questionable

I have been a not inconsiderable investor for some years. Back in mid March, I decided to pull out as I would need cash to support me through the pandemic. I was informed that my investment would be returned within a week. When that didn't happen, I was told it may take a month. Over time, investors have been fed and lot of positive PR, but few real facts - and certainly no money. So here I am, some 4.5 months later and still no cash. Due to a change in Ratesetter's fact reporting, I'm now told there are over 1,500 people ahead of me in the queue. In fact they are still in the process of returning investments to people from requests on March 13 - a date that's moved only 1 day in several weeks. All a bit of a frustrating & worrying puzzle. Reviewed on: 27th July 2020

Review of the Aviva, Investments:

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A Company You Can Rely On

I now have multiple products with Aviva - home, car, pension & investment. The reason is that I have always found them to be reliable, obtainable, responsive, professional & competitive. When you contact them by phone, you can quickly get through to the right person who is also empowered to make decisions. The website is easy to navigate and all my policies are viewable under the one convenient MyAviva umbrella. Regarding my investment product, despite the market turmoil created by the pandemic, the value has held up very well. It reacts just as quickly to upward trends as the reverse. Aviva sets the standards that some other companies should seek to match. Reviewed on: 27th July 2020

Review of the Nationwide, Tracker Rate Mortgage:

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Great Value For Money Nation Wide

Total transparency, always fair, great customer service, large product range & very competitive pricing provide customers with great value for money. What else is there to say!! Reviewed on: 12th December 2018

Review of the Chip, Savings App:

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Savings You Can Bank On!

I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

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