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Review of the PayPal, PayPal Credit:

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I’ve been using PayPal Credit for over 9 years now,...

I’ve been using PayPal Credit for over 9 years now, and overall, it’s been a convenient option when I need a little flexibility in payments. The application process was quick and simple, and I was approved almost instantly.I mainly use it for online purchases and love that it integrates directly with my PayPal account. The 0% interest offer for 4 months (on purchases over £99) is really helpful, especially during tight months. However, you do need to be careful with repayment dates, missing a payment can lead to high interest charges. I set reminders to avoid this. Customer service was also helpful the one time I needed to get in touch. Overall, it’s a great tool when used responsibly. Reviewed on: 27th May 2025

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