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Carol 1971

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Review of the Aviva, Home Insurance:

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Good Value House Contents Insurance

I have never purchased House Contents Insurance before and thought that any quotes would be very expensive, but my deal with Aviva was the cheapest I found. I rent my property and was surprised to find that it was cheaper than my Mum's and she owns her house. The staff on the Customer Service lines are very professional and provided me with a quote immediately. I am very impressed and I intend to look at what other products they have to offer. Reviewed on: 27th August 2015

Review of the The Co-operative Bank, Current Account:

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Cashminder Account - A basic current account, ideal for people with a poor credit history.

About 18 months ago I closed the current account I held with another High Street bank as my working hours had been reduced to part time and my overdraft was racking up interest by the day. I have a less than perfect credit history and over the years was turned down by several banks who refused me even a basic current account. I looked online and found that MoneySavingExpert recommended The Cooperative Cashminder Account for people with a poor credit history and who had been refused an account elsewhere. There are certain restrictions on the account such as no Credit Card, Overdraft or Cheque Book - but this suits me fine at the moment as I am not interested in anything that involves accruing more debt. I was able to open my account over the phone and just had to post two forms of identification. They sent me a paying in book and paying in slips/envelopes - as there is no Cooperative Bank in my town - but I am able to use the Post Office for deposits and withdrawals, and I can also use my cashcard at any LINK cashpoint free of charge. Their Customer Service team are very helpful and any phone calls are charged at local rate. I am very pleased with my experience at The Cooperative Bank and I imagine I will be with them for some years to come. Reviewed on: 27th August 2015

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