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Laura Smith

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All reviews (10)

Review of the NatWest, Basic Account:

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Good incentive to switch.

Applied online to open a new account. Had to arrange a meeting to fully open the account unlike other accounts I have opened despite previously banking with NatWest. Sadly had to wait for card reader as I do not like banking via apps. Reviewed on: 3rd August 2019

Review of the Aviva, Car Insurance:

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Aviva Renewal

Got some competitors quotes saved 60 days before my renewal date. Also logged onto Aviva as a new customer for a price comparison. Best competitor quote was under £500 with the same extras. A new quote with Aviva over £800. Finally got my Lots of persistent phone calls and emails and texts in the days prior to renewal. I HATE this. Got offered a £20 online discount but only valid for one day. Renewal with them was cheaper than elsewhere and the only thing I hate is that the value of my car stated as between £500 and £1499. I'm concerned as trade in price is only £190-£250. Reviewed on: 4th April 2017

Review of the TSB, Classic Plus Account:

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TSB Plus Account

Switched my Current Account in January to Halifax and gained £100 switching fee and £3 monthly bonus. Wasn't happy with the special offers as I didn't shop or eat out at any of the stores given and you have to opt in to them anyway. So, I waited until TSB offered a fee and switched back to receive £125 and 5% interest up to £1500 and 5% cashback on the first £100 of contactless payments. Only downside of TSB Plus Account is that they block your account when you spend or transfer large amounts of money. I now use another Current Account for this reason as well. My switching has earned me more than my yearly work bonus. I am definitely a believer in #MaxYourMoney. Reviewed on: 12th March 2017

Review of the TSB, Classic Plus Account:

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Good in-credit account.

Had a lot of calls lately about my account. They are constantly blocking my ability to purchase online due to my spending and investing habits. I received a phone call from an unknown number in Elgin which I missed. A text which I replied to stating Yes the activity was made by myself followed by a home phone call 3 days later. Whilst happy with the interest rates and extre security I am getting annoyed by these blocking actions. In the summer I had to travel into the nearest branch (as none where I live) following a transfer of a large amount to another bank's online saver I opened. With the interest rate dropping in January I am considering switching to a branch within my town. Reviewed on: 24th December 2016

Review of the Nationwide, Instant Access Savings:

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A building society not a bank.

I like to monitor the interest rates of my accounts yearly and take action to ditch for a higher rate. As Brexit begins to hit the many savers out there just like myself I am seeking the best rates. Once I decided to leave my Nationwide account I couldn't believe how quickly it could be done from home. Just print a form, fill it in and post. I received a cheque with my closing balance and compund interest within a week. Reviewed on: 30th August 2016

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