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Ferenc

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Review of the Pockit, Account:

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Pockit Parent company Wirecard AG files for insolvency after Euro 1.9 billion goes missing!!

Pockit parent company files for bankruptcy As I suspected and have been writing here for weeks - Pockit's parent company Wirecard AG which wholly owns Wirecard Card Solutions Ltd UK which runs Pockit has filled for bankruptcy after over €1.9 billion of funds goes missing!! This was just announced on the news a few minutes ago!! This is no doubt why they have blocked my account over two months ago and have not let me access my account and have in short stolen over £1,300 from me which I have in the account which I and my family have desperately needed during these horrible last few months!! If your account is still active move your money out now if you still can and please do not open an account with this company or loose your money!!! You have been warned. Have a look at Wikipedia and news links for more info. Reviewed on: 25th June 2020

Review of the Pockit, Account:

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Pockit's actions goes from bad to terrible!! Avoid Pockit

I wrote a terrible review about this horrible company that has decided to block my account with over £1,300 pounds in my account a few weeks ago. I wish I could say that I am writing again to recant my previews review but sadly this is not the case. Things have only gotten worse and now more than two months after my account was blocked by Pockit - despite me having provided all the requested information supposedly required to un-block the account still nothing has happened. In facts things are worse now because Pockit actively hang up on any calls you try to make to their call center despite doing so within their new reduced calling/opening times!! So in essence they are refusing to speak to any of their customers! To make matters worse they also do not respond to emails and despite numerous request for a copy of their formal complaints handling procedure which they are required by law to provide along with a 'final letter' before one can formally complain to the Financial Ombudsman Service they are refusing to act and instead are trying to draw out the process and block customers ability to lodged formal complaints to the Financial Ombudsman Service by cleverly sending out 'one-liner' emails every few weeks in order to pretend to have a semblance of ongoing communications with their customers (me!) in the hope that when the financial regulator does take up the case they would be able to hide behind such useless and irrelevant correspondence to claim that they were trying to action customer complaints! This is highly unethical and irregular behavior and I would go as far as saying it is questionably illegal to. I stand convinced that Pockit is likely having financial problems and is seeking to utilize customer's funds to prop-up their ailing business and as I pointed out in my last review funds held in Pockit accounts are not covered by The Financial Services Compensation Scheme (FSCS) which means that if Pockit goes under/bankrupt customers such as myself will loose all our monies held with the company. I am now also seeking avenues to take legal action against Pockit for damages caused as a result of their actions. I re-iterate: "if you have any funds held with Pockit then you should move them out to a safe, secure and reliable bank/financial service or simply withdraw the cash and if you are considering opening a Pockit account - DO NOT DO SO!!! Reviewed on: 16th June 2020

Review of the Vanquis, Aquis Card:

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Practical

Practical card and easy application process and useful app. Reviewed on: 16th June 2020

Review of the Pockit, Account:

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Pockit have blocked access to my account & funds!!!

I have had a pockit account since the company started operating. I rarely use the account and only do so in rare circumstances. I however stupidly decided to open an additional card on my account for my brother who is abroad and is disabled so I could help him out during this lockdown. The horrible people at pockit then decided to lock my account with over £1,300 pounds in it and the account has been locked down for almost two months now and despite calling them very few days and sending emails every few days for the last 7 weeks no one picks up the phone or replies to my emails!! Meanwhile they are using my money for their own purposes and cash flow meanwhile I and my family are suffering without access to our funds which are desperately needed at this time! It is disgusting what they are doing to customers and I have already complained to the financial ombudsman service about the company yet nothing happens! I am also concerned by the fact that your funds are not protected by the financial services compensation scheme which means that if they go bust during this crisis then all customers will loose their money! If you have any money with these guys I would suggest you move it out and if you are considering opening a pockit account I would suggest you DO NOT do so!! Awful and heartless company!! Reviewed on: 1st June 2020

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