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Frances Heaton

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All reviews (19)

Review of the Insure4retirement, Home Insurance:

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Competitive and Straightforward insurance.

Straightforward insurance with competitive prices, several features included as standard rather than extras. However, even with no claims, prices increase yearly; if you do phone them they will occasionally deduct some of the increase. I dislike the fact that, unless you are pro-active and inform them that you are not renewing the policy the fee will be taken automatically. And this is by a company by a name you don't necessarily recognise. To sum up - good inclusive insurance, but loyalty seems to count for little. Reviewed on: 12th August 2016

Review of the LV (Liverpool Victoria), Car Insurance:

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Car Insurance Reviewer

Our car was hit by another driver when parked, luckily witnessed by someone who left details. This helped our claim with Liverpool Victoria, who speedily organised car repair and collection from home. As the hit and run was witnessed, we did not lose our insurance excess. LV dealt with everything professionally and efficiently, and made everything easy. The only problems were trying to take various 'intricate' photos of different areas of car, eg damaged area, engine chassis number etc. and emailing to them. I would highly recommend Liverpool Victoria. Reviewed on: 19th July 2016

Review of the Insure4retirement, Home Insurance:

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Home Insurance Reviewer

Competitive prices, but prices tend to increase yearly, even though no claims. They automatically renew your policy each year, unless you are pro-active telling them not to. The direct debit is taken by a third-party company, customers receive email from them, and it can be difficult to know what the payment is for. Would prefer insurance policy where you choose to renew, and not the insurance company. Reviewed on: 7th July 2016

Review of the Nationwide, Credit Card:

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Credit card accepted everywhere

We have had the Nationwide Select Credit card for a number of years ad never experienced any problems using online or instore. The interest charged for this card is a reasonable 15.9% if you have a Nationwide current account, as we have. Also, the interest rate can be avoided completely if you pay the outstanding amount in full, as we do. Cashback is 0.5% when spending on this card, and there are more attractive rates of cashback offered by other banks and building societies. However, I like to have a credit card with my main building society, and the Select credit card is easy to use, with a credit limit suitable for our needs. The card also gives access to various rewards offered by Nationwide, as there rarely seems anything we need. For a simple and easy to use credit card, I would recommend the Select. Reviewed on: 6th May 2016

Review of the Nationwide, Credit Card:

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Nationwide Visa Credit Card accepted everywhere

I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit limit, more than enough for our needs, and have never had any problems using the card. Reviewed on: 21st April 2016

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