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Frances Heaton

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All reviews (19)

Review of the LV (Liverpool Victoria), Home Insurance:

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Professional, efficient and competitive!

They quoted a competitive price, documents soon received in post. All details clear and straightforward, could add further items to insurance if required. Received a discount as we already hold a motor insurance policy with them. Recommended. Reviewed on: 6th July 2019

Review of the Birmingham Midshires, Easy Access Account:

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Best rate easy access

We had a matured fixed-rate account with BM, but rates offered for new fixed-rate accounts were derisory. They were offering easy-access account at 1.3%, but this was online. and I felt uncomfortable having a large sum of money online in an easy access account. However, when phoning them they said we could have the same rates for the same account, accessing through the post. We have decided to do this, and when/if interest rates increase we will be able to review. Reviewed on: 8th November 2017

Review of the LV (Liverpool Victoria), Home Insurance:

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Competitive pricing, friendly assistance

Having received a renewal notice from our previous home insurance company which was going to cost £100 more than previous year, we decided to ask for a quote from Liverpool Victoria. The Freephone line was answered quickly by a friendly, helpful assistant. She advised me of various options and extras, clearly explaining advantages and costs. There was no pressure, just clear and helpful advice. I didn't have to go into great detail regarding how near to property trees were planted, etc, and was given a quotation for comprehensive cover which was much cheaper than we had paid last year. We decided to accept the quotation as we were very pleased with the price and cover. I would recommend. Reviewed on: 4th July 2017

Review of the Birmingham Midshires, Fixed Rate Bond:

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Fixed Rate Savings at Competitive Interest rates.

My husband and I have held fixed-rate savings accounts with BM, quite simply because their accounts are simple to set up and use, and their interest rates are usually competitive. We currently hold a 2 year fixed-rate account, earing 2.10%, which at the time of opening was one of the best interest rates available. Paperwork is sent through the post with statements informing you of interest added, and customers are advised in plenty of time when the account is nearing maturity. You are also given several options to choose a new fixed rate account, withdraw a cheque, or other options. Very simple and straightforward; the only downside to the account is that online facilities don't seem to be available, making it impossible to check the account throughout the term. Overall recommended, good solid and competitive account. Reviewed on: 24th December 2016

Review of the Nationwide, Regular Savings:

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Competitive account - great interest rate, but for only 1 year!

To open this account you need to be a Nationwide customer. The account is easy to set up using online banking, and best of all, pays an unbelievable interest rate of 5% per annum. You are allowed to pay in up to a maximum of £500 per month, and the downside is that the account matures at 12 months! With most accounts these days paying a derisory low amount (less than 1%), I considered it worth starting the Nationwide Regular Saver and collecting a good rate of interest, although on a small amount of money, and short length of time! I would recommend the account, and hope that Nationwide can offer a competitive account when this account matures. Reviewed on: 24th December 2016

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