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Katherine B

2

Total reviews written

0

Helpful marks given to their reviews

10

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All reviews (2)
Review of the Moneybox app, Lifetime ISA:
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Went from Help to buy, to Lifetime ISA

5
I'd previously had a help to buy account with Barclays, with the goal of saving for a house and it had stagnated for years, I was earning no interest, getting no bonus and worst was that I had complete access so I was always withdrawing. Over coronavirus I opened a Moneybox account to start a small savings account, with how easy it was to use and how comfortable I got with it, I transferred my pension pots, I got to choose how I invested and the pot grew much better than I expected. From there I decided to Open a Lifetime ISA which I was actually very suspicious of, given my help to buy had gone so poorly, I didn't know anyone else with a Lifetime isa and I just didn't think I would get the bonus. But from the first month of opening it I was on such a better track, I was getting the bonus, interest, option to invest and no ability to take the money out. In 3 years my isa has gone from 5k in the help to buy, to 17k and counting. The growth has been so motivating, the customer service over the last few years has always been the same day, issues always sorted, sometimes I've been contacted about an issue before I even knew there was one. There was one occasion they'd underpaid my interest, they gave that back and added to it and I hadn't even noticed until they let me know. I didn't really believe someone from my background could really build a life and wealth but now I use every account Moneybox offers and it has been a total gamechanger. Reviewed on: 15th April 2025
Review of the Moneybox app, Personal pension:
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It started with my pensions

5
I started using Moneybox just to consolidate my pensions because it was so user friendly and I wasn't really sure what I was doing. After that and over the past few years I've seen a marked increase and from there I thought Moneybox would be a great place to open my Lifetime ISA, being able to see my daily interest and my general stats has been incredibly motivating for me so much so that I've manage to save over half of what I earn in a year, into Moneybox. What started as just a Pension is now, a pension, a lifetime ISA, a cash isa, a stocks and shares isa and a reward savings account. I've earnt a lot in interest, I'm always keeping tabs on their promotions and I have gained financial stability from using Moneybox, I think people don't realize just how motivating it is to see all your accounts for different things in one place and earning interest and knowing that checking daily could show a promotions to help you even further. It has completely changed how I use and save my money for the better and I believe it has done me good and will do me good for years to come. Reviewed on: 27th March 2024

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