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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4915 reviews)

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4.95

Based on 4,915 reviews, last reviewed 12th May 2025

4% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Good and simple Good, easy to deposit and shows a breakdown of your account Reviewed on: 12th May 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (4915)

Review of the Moneybox app, Lifetime ISA:

Went from Help to buy, to Lifetime ISA

I'd previously had a help to buy account with Barclays, with the goal of saving for a house and it had stagnated for years, I was earning no interest, getting no bonus and worst was that I had complete access so I was always withdrawing. Over coronavirus I opened a Moneybox account to start a small savings account, with how easy it was to use and how comfortable I got with it, I transferred my pension pots, I got to choose how I invested and the pot grew much better than I expected. From there I decided to Open a Lifetime ISA which I was actually very suspicious of, given my help to buy had gone so poorly, I didn't know anyone else with a Lifetime isa and I just didn't think I would get the bonus. But from the first month of opening it I was on such a better track, I was getting the bonus, interest, option to invest and no ability to take the money out. In 3 years my isa has gone from 5k in the help to buy, to 17k and counting. The growth has been so motivating, the customer service over the last few years has always been the same day, issues always sorted, sometimes I've been contacted about an issue before I even knew there was one. There was one occasion they'd underpaid my interest, they gave that back and added to it and I hadn't even noticed until they let me know. I didn't really believe someone from my background could really build a life and wealth but now I use every account Moneybox offers and it has been a total gamechanger. Reviewed on: 15th April 2025

Good and simple

Good, easy to deposit and shows a breakdown of your account Reviewed on: 12th May 2025

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Good interest rates and bonuses, Moneybox has put ov...

Good interest rates and bonuses, Moneybox has put over 2000 into my account since I opened it up. Reviewed on: 29th April 2025

It simple and effective.

It simple and effective. So easy to understand, even for people with English as second or third language Reviewed on: 29th April 2025

Great way to save!

The app is very easy to use, and is straight forward to keep track of my savings and transfer money into my savings account. Reviewed on: 28th April 2025

Moneybox provides an excellent way of saving towards...

Moneybox provides an excellent way of saving towards your new home. Reviewed on: 28th April 2025

I have a plan to get a mortgage, however I didn't kn...

I have a plan to get a mortgage, however I didn't know where to start and was not very good with savings. However, moneybox was introduced to me by a friend and I find every feature interesting with the updates that has helped me to kick start my lifetime isa savings. I can't recommend moneybox enough Reviewed on: 27th April 2025

Lifetime ISA

I am really happy with the service of Moneybox. I aim to buy a house with my partner within the next few years and the Lifetime ISA has given us the opportunity to get a bonus to put with our savings towards a future house. The fact that we are able to combine our Lifetime ISA amounts on the 'Housemate' Moneybox is also a great feature. Reviewed on: 25th April 2025

Highly impressed with the service and financial tool...

Highly impressed with the service and financial tools available. No issues with the app and have advised several friends they should look into the different savings options. Reviewed on: 25th April 2025

All-round top app

Top customer service, prize draws and clarity in where my money goes makes this app the best available for all types of users. Reviewed on: 24th April 2025

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Alternative products

Lifetime ISA
from Paragon Bank 5.00 from 1 reviews
Help to Buy ISA
from Barclays 4.59 from 31 reviews
Lifetime ISA (discontinued)
from Share Centre (inactive company) 5.00 from 1 reviews

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