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Sue Wakley-Stoyle

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Review of the MBNA, Credit Card:

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Confusing & infuriating application process, nightmare.

Went through the application process for 0% balance transfer; total nightmare! Difficult to understand the questions regarding options concerning "minimum payment" versus "fixed" DD monthly payment which you select. No guidance. No explanation. I'm a bit of a numpty at this sort of thing and got incredibly confused. I just want a 0% interest CC where it's all worked out for me exactly how much I have to pay back per month to pay the amount back - plus the transfer fee - during the duration of the card. It shouldn't have been that hard for that information to be provided! And you can't ring MBNA to speak to a Person. Ooh no. That is not possible. Wish I'd never started this process. Reviewed on: 24th January 2025

Review of the Direct Line, Landlord Insurance:

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Neither I nor my agent kept informed!

I bought Landlord insurance and paid the extra for Legal Expenses. My tenant defaulted on his rent payment, so I activated the legal department and informed them from an early stage that there may be problems. As the property is fully managed, I nominated my "agent" to deal with matters on my behalf. Direct Line Legal are a firm called "DWF" based at Bristol; they have repeatedly failed to keep me or my agents informed of what is happening. Because my tenant is in the property but not paying me any money, this is resulting in considerable financial hardship not to mention worry and anxiety for myself! AVOID this firm if you feel you should be kept informed at the very least; and want everything to proceed at acceptable speed. NOT RECOMMENDED FOR LANDLORDS! Reviewed on: 5th September 2018

Sue Wakley-Stoyle

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