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West One Loans reviews

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Rated Poor 1.78/5

West One Loans reviews

Unverified business

Review summary

People rate this company as Poor based on 4 product reviews

Average score of 1.78/5
5 star
0%
4 star
50%
3 star
0%
2 star
0%
1 star
50%

Latest positive rating

4/5

I would recommmend West One Loan Company to others

The West One Loan Company is a good company to do business with. They helped us obtain a loan for a home and were quick... The West One Loan Company is a good company to do business with. They helped us obtain a loan for a home and were quick and efficient. The West One Loan Company cares about their customers and provides good service. I would recommend the West One Load Company to others. Read more Read less

Latest negative rating

1/5

Stay away from them

This company does not deserve any star, in my opinion they should be shut down. By all means you should avoid them. But if you... This company does not deserve any star, in my opinion they should be shut down. By all means you should avoid them. But if you are already unfortunate to be dealing with them then all I can say is record every communications and request them to confirm your agreements on emails The person I dealt with was a Paul shiakallis who gave me a quote on what my repayments will be on a bridging loan be over our phone call. The quote seemed too good to be true but I accepted and requested him to confirm my repayments amount on email several times but he refused to do so though he agreed to confirm by email over the phone, luckily I recorded our calls and somebody in their team sent an email confirming the quote. after I had paid for surveyor and the loan has proceeded to underwriting then a girl called shanice patel who is from their underwriting team told me my repayments will in fact be over £10,000 the amount I was quoted. When I told her what me and Paul had agreed she insisted it wasn’t true and when I forwarded her the email she said I was wrong and what was said on the email meant something else. They still tried to push for me to move foward with the deal though I had been lied and missold by giving me a discount of £500. While all of them claimed I was lying about what quote I was given, they outright refused to talk to me and was rude and dismissive on the phone. Paul claimed he cannot remember our conversations and no longer wanted to speak to me . so I had no choice but to pull out of the deal and tried to seek justice through the financial ombudsman for my losses. I forwarded them our recorded conversations and the emails and westone was ordered to pay back the money I had spent and an additional £100 compensation for my distress. Westone refused to pay and the case escalated to a senior ombudsman who decided that though westone had given me misleading information I will not be entitled to a full refund because I am a limited company but westone should still pay the £100 compensation for my distress. While i was not rewarded all my money back I will say it is a win because i managed to avoid there deceiving predatory loan that would have cost me much more and potentially one of my houses if I continued with them. I will include the decision from the financial ombudsman. This is all public information if anyone wants to verify my claims you can find it on the financial ombudsman site. Avoid avoid avoid.Avoid Read more Read less

{"display":"Alpine dwellings","full_name":"Alpine dwellings","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1058432.png"}}'s avatar
Bridging Loan
Alpine dwellings 12th September 2024

About West One Loans

West One Loans is a specialist provider of short term bridging finance for residential and commercial properties. Smart Money People is the place for West One Loans reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Reviews for West One Loans

Showing 4 of 4 company reviews

Stay away from them

Bridging Loan 12th September 2024

This company does not deserve any star, in my opinion they should be shut down. By all means you should avoid them. But if you... This company does not deserve any star, in my opinion they should be shut down. By all means you should avoid them. But if you are already unfortunate to be dealing with them then all I can say is record every communications and request them to confirm your agreements on emails The person I dealt with was a Paul shiakallis who gave me a quote on what my repayments will be on a bridging loan be over our phone call. The quote seemed too good to be true but I accepted and requested him to confirm my repayments amount on email several times but he refused to do so though he agreed to confirm by email over the phone, luckily I recorded our calls and somebody in their team sent an email confirming the quote. after I had paid for surveyor and the loan has proceeded to underwriting then a girl called shanice patel who is from their underwriting team told me my repayments will in fact be over £10,000 the amount I was quoted. When I told her what me and Paul had agreed she insisted it wasn’t true and when I forwarded her the email she said I was wrong and what was said on the email meant something else. They still tried to push for me to move foward with the deal though I had been lied and missold by giving me a discount of £500. While all of them claimed I was lying about what quote I was given, they outright refused to talk to me and was rude and dismissive on the phone. Paul claimed he cannot remember our conversations and no longer wanted to speak to me . so I had no choice but to pull out of the deal and tried to seek justice through the financial ombudsman for my losses. I forwarded them our recorded conversations and the emails and westone was ordered to pay back the money I had spent and an additional £100 compensation for my distress. Westone refused to pay and the case escalated to a senior ombudsman who decided that though westone had given me misleading information I will not be entitled to a full refund because I am a limited company but westone should still pay the £100 compensation for my distress. While i was not rewarded all my money back I will say it is a win because i managed to avoid there deceiving predatory loan that would have cost me much more and potentially one of my houses if I continued with them. I will include the decision from the financial ombudsman. This is all public information if anyone wants to verify my claims you can find it on the financial ombudsman site. Avoid avoid avoid.Avoid Read more Read less

Rated Terrible 1/5
Read more product reviews

Lied Too

Bridging Loan 20th November 2022

worst company ever, after initially telling us no, they called us up a month later saying that they are willing to help, 1 day before... worst company ever, after initially telling us no, they called us up a month later saying that they are willing to help, 1 day before completion, they cancelled the case, changing their mind! no compassion, stay away! Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 4/5

    I would recommmend West One Loan Company to others

    The West One Loan Company is a good company to do business with. They helped us obtain a loan for a home and were quick... The West One Loan Company is a good company to do business with. They helped us obtain a loan for a home and were quick and efficient. The West One Loan Company cares about their customers and provides good service. I would recommend the West One Load Company to others. Read more Read less

  • 4/5

    I had a good experience

    The West One Loan Company is a good company to deal with. They helped us solve our problem of getting a loan for a home.... The West One Loan Company is a good company to deal with. They helped us solve our problem of getting a loan for a home. The West One Loan Company was fast and efficient with their service. The West One Loan Company care about their customers and the service they provide to those cuntomers. Read more Read less

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