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Assetz Capital: Investments reviews

Name: Investments
Rating: 4.59 (78 reviews)

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4.48

Based on 78 reviews, last reviewed 23rd Mar 2023

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

81%

12%

3 star

Latest highest rating:

5

Lost $$ Recovery After giving up on my hacked crypto account over 1 month ago, I came across 'Jimfundsrecovery AT consultant d0T com' recommendation about crypto wall... Read more Reviewed on: 23rd March 2023

Latest lowest rating:

2

Lenders Tied up in Knots Cant access funds, 30-day account now running around 60-days plus ..still no access and no money. When funds are available in cash account you cant in... Read more Reviewed on: 17th August 2020

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Assetz Capital investments reviews on Smart Money People help people like you thinking about what life is like as a Assetz Capital customer to find this out. What is the customer service like? Is the online experience quick and simple? What's the interest rate like? You can find this out by reading our Assetz Capital peer lending reviews. If you are an Assetz Capital customer, you can also write your review today!

Assetz Capital Investments reviews (78)

Review of the Assetz Capital, Investments:

Excellent Company!

I have been investing in their P2P product for over 2 years now and have found the returns and service more than meet my expectations! Keep up the good work Assetz Capital! Reviewed on: 31st January 2020

How p2p companies should be!

Great experience and wish more p2p companies were like this! Reviewed on: 31st January 2020

Assetz are the worst peer to peer company

After a few months waiting to sell my investment, I am still waiting. It seems nothing is moving in secondary market !!! Only one of my loans is in default,so the rest should sell well, but it's not happening. I regret putting money on this platform in the first place. Just an update on my review as you had requested: Actually I have to say that Assetz Capital are somehow obsessed with TrustPilot. It is funny, but this is true. They are watching their reviews all the time and as soon as they get a negative review, they immediately report that review as either "FAKE", or they claim that the writer using duplicated identity with different accounts to write bad review about them. Interestingly Trust Pilot also accommodating them by either deleting the review or suspending it for so called "investigation" !!!! Reviewed on: 5th October 2017

Untrustworthy company.

I invested a total of £150,000 with Assetz on their Great British business account. At first my £150,000 was scooped up by the account very fast, and I was very pleased with the service. I started receiving 7% interest immediately. Then Assetz started to pay back my investment to me on a daily basis, and before I knew it, I had £23,000 waiting to be invested on the Great British Business Account. !! After a week of waiting, the figure was £33,000. I contacted them several times and I was told not to worry, that my money would be invested as soon as they get new loans on board, but in the meantime I was advised to use the "Invest the idle fund" button which would give me 3.75% while I was waiting. After a month with them, I realised that by activating the "Invest the idle fund" button, my loan actually stays at the lower rate of 3.75% longer or forever. They also launched their property investment product which would pay 5.5%. This is a very low rate compared with other platforms. I was not interested at first, but then later I thought it was better to put some money into that account as it was more than 3.75% that I was receiving "while waiting". Just two weeks ago, when I was checking my loans, I noticed that they had put £23,000 on one loan and £20,000 on another loan, and several £11,000 loans as well. I was shocked as this was a very poor diversification. I called them immediately to be told that "You should've read the website carefully and realised that your money is at risk"!! Furthermore, I was told that their provision fund is discretionary, as I knew already, but I didn't know that they decide who to pay and who not to pay as this depends on how you voted if one of your loans gets into trouble. I was not told about this "investment electoral voting system" before. This is just confusing and disgusting as investors can vote wrongly by mistake. I wonder if there is provision fund, why don't they publish the size of their provision fund like other platforms? I decided to call it a day and get my money out. But this is another issue; you simply can't sell your loan on Assetz. I was told they have more investors on their "Great British Business Account" than they can accommodate by the number of their loans !! How come now that I need to sell thousands of pounds of my money, nobody is interested in buying them? By the way, none of my loans are in default, and they are saleable. Their customer service is useless and they are rude and arrogant. Reviewed on: 30th August 2017

A good middle of-the-road P2P company

Mid range P2P The platform is quite complcated but is easy when you know how. Rates have dropped from 10-15% to 7-10%+ since last year when Assetz had some problems with higher risk higher rate offerings. Quite a good platform for mid range SECURED lending at similar rates to other platforms on unsecured loans. See more on the P2P independent forum, where the top brass of Assetz are willing to comment on questions and criticisms. Reviewed on: 7th June 2016

My top P2P/P2B site

I am invested in 19 different sites and Assetz is my number one. I like the range of loans and the website and I have confidence in the team behind it. Reviewed on: 7th June 2016

Great Peer to Peer lender

I'm not really sure what these other two comments are about as my experience has been very good and perhaps they are talking about a different company ! I've earned well over 10% pa since I started and whilst there have been some defaults firstly what lending doesn't (have they got unrealistic expectations ?) and secondly the handful of loans that have defaulted to date don't seem to have had any loss when the recovery was completed. This is because of the security Assetz takes on the loans on our behalf and I've got to say the recovery team seen rather good ! Long may it continue Reviewed on: 19th May 2016

Mislead by incorrect information

I have invested in Assetz Capital for a few years now, I could not fault the company to begin with but unfortunately with the amount of loans in default and the misleading information it is hard to have a good word to say about them. I would be interested to see others views on the company Reviewed on: 13th February 2016

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