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HomeLet reviews

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Rated Poor 2.00/5

HomeLet reviews

Unverified business

Review summary

People rate this company as Poor based on 6 product reviews

Average score of 2.00/5
5 star
33%
4 star
0%
3 star
0%
2 star
17%
1 star
50%

Latest positive rating

5/5

Homelet

Excellent insurance company. Would highly recommend Homelet to anyone who needs Landlord insurance.

Latest negative rating

1/5

Failed reference for no reason

One week before our scheduled move-in date, we were informed by our estate agent that HomeLet had failed my housemate's reference. Upon contact with HomeLet... One week before our scheduled move-in date, we were informed by our estate agent that HomeLet had failed my housemate's reference. Upon contact with HomeLet as to the reason for this, the only information they would divulge was that it was for a "residential" reason, and they would only divulge this to the estate agent, not to us. We have rented many times before this where other referencing companies were used and this has never happened. Because of the failed reference, our offer fell through and we were left without a place to live. Moreover, we will be unable to rent any property in the future that uses HomeLet as a referencing company. Only once threatened with the financial ombudsman did HomeLet show any willingness to tell us what the issue was. And guess what? The issue was so minor that the current landlord (that the issue apparently affected) didn't think it was an issue at all. But still HomeLet refused to budge, even when we presented them with multiple possible solutions. It is disgusting that a company like HomeLet can hold such power over people's lives. Avoid at all costs. Read more Read less

{"display":"Peter","full_name":"Peter","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Landlord Insurance
Peter 24th February 2023

About HomeLet

HomeLet have “over 25 years in the industry” and specialise in landlord insurance for the UK’s private rental sector. Offering dedicated insurance for landlords, letting agents, and tenants, read our HomeLet reviews to see if this company is right for you. Already have one of your rental properties covered with HomeLet? Please share a HomeLet review and let others know what you think - good or bad!

HomeLet at a glance

Reviews for HomeLet

Showing 6 of 6 company reviews

Failed reference for no reason

Landlord Insurance 24th February 2023

One week before our scheduled move-in date, we were informed by our estate agent that HomeLet had failed my housemate's reference. Upon contact with HomeLet... One week before our scheduled move-in date, we were informed by our estate agent that HomeLet had failed my housemate's reference. Upon contact with HomeLet as to the reason for this, the only information they would divulge was that it was for a "residential" reason, and they would only divulge this to the estate agent, not to us. We have rented many times before this where other referencing companies were used and this has never happened. Because of the failed reference, our offer fell through and we were left without a place to live. Moreover, we will be unable to rent any property in the future that uses HomeLet as a referencing company. Only once threatened with the financial ombudsman did HomeLet show any willingness to tell us what the issue was. And guess what? The issue was so minor that the current landlord (that the issue apparently affected) didn't think it was an issue at all. But still HomeLet refused to budge, even when we presented them with multiple possible solutions. It is disgusting that a company like HomeLet can hold such power over people's lives. Avoid at all costs. Read more Read less

Rated Terrible 1/5
Read more product reviews

Renters Insurance

Student Insurance 1st October 2022

Not sure why I couldn't select renters insurance. Anyway, I want out of their policies, but can never get in touch with anyone. I did... Not sure why I couldn't select renters insurance. Anyway, I want out of their policies, but can never get in touch with anyone. I did cancel my direct debit and was bombarded with marketing emails to get me to set it back up (but no human interaction) which I did after extensive frustration. Also can't seem to get in touch with anyone to change my address so currently paying for insurance on an address I don't live at. The literal only benefit is when I initially wanted to cancel they reduced my monthly DD quite low. Read more Read less

Rated Poor 2/5
Read more product reviews
  • 1/5

    Missold landlords insurance for ten years.

    I bought landlords insurance 10 years ago for my three bedroom property. I told Homelet it was a house with individual tenants. I tenant referenced... I bought landlords insurance 10 years ago for my three bedroom property. I told Homelet it was a house with individual tenants. I tenant referenced each and every tenant with Homelet. In September 2021 I was told my insurance had been reassessed, the property didn't meet the policy requirements and wouldn't be renewed. It was declined because it was a multi lease property, not one lease for the entire property. I explained that all the tenants had been referenced checked by Homelets own referencing department. I explained that Homelet insurance had been specifically told in writing in 2014 that there were more than one AST at the property. Homelets Landlords insurance had continued to take the premiums. By not renewing in September 2021 they were confirming it was in fact the incorrect policy since 2012. They offered to make an adjustment with the underwriters for an amended policy that may or not pay out in the event of a claim i.e an incomplete policy. I rejected their offer and asked for a refund of all missold premiums over 10years circa £6k. They failed to meet their own complaints deadlines three times. My complaint was escalated twice until Head of Complaints confirmed they would refuse to repay the missold premiums. There is no appeal process. No explanation for poor communication between their personal or their customers. No attempt at decent customer service. Homelet, was in my experience, an insurance company who do not communicate between their own tenant reference and landlord insurance departments. I would not buy their services or policies again. Read more Read less

  • 1/5

    Slow and inefficient

    I had to make an insurance claim last year due to no fault of my own. This company were uncommunicative, missed or ignored emails and... I had to make an insurance claim last year due to no fault of my own. This company were uncommunicative, missed or ignored emails and took an age to reply to any enquiry. In the end it took months to resolve my claim even though it was a very cut-and-dry case. This is a company to be avoided! Read more Read less

  • 5/5

    Homelet

    Excellent insurance company. Would highly recommend Homelet to anyone who needs Landlord insurance.

  • 5/5

    Homelet

    Homelet are a very good professional company to deal with. We used them for several years and they were always first class and would highly... Homelet are a very good professional company to deal with. We used them for several years and they were always first class and would highly recommend them to anyone who needs landlord insurance. Read more Read less

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