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JN Bank UK: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (699 reviews)

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4.96

Based on 699 reviews, last reviewed 11th Apr 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022

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About this product

JN Bank UK Personal Loan reviews (699)

Review of the JN Bank UK, Personal Loan:

Give me a chance when nobody else would

I went to JN Bank UK via a recommendation on clearscore due to my credit rating. From the start, the application was simple and easy to complete. However, my application was rejected in the first instance and I had to contact JN Bank UK for them to reconsider their decision based on my circumstances. After providing further evidence to support my appeal, my loan was granted at a very competitive rate. JN Bank UK were fantastic throughout the whole process and they have really helped my financial situation resulting in my credit score improving. Thank you so much JN Bank UK. Highly recommended Reviewed on: 7th February 2022

Easy to follow online portal and incredibly friendly...

Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing what's right for their customers, their culture, and their local community. Reviewed on: 11th April 2025

Best APR in the Country I feel.

JN Bank offered a loan that had so much better interest rates at the time when I was searching on the market. The only others providers that came close where the big supermarkets of the UK but their approval chances where usually 0%. JN Banks approval was 90% and they provided a great service. Reviewed on: 1st June 2023

Attentive and efficient service

I’ve arranged a personal loan with JN Bank which was a straight forward and hassle free service. Friendly staff are always at hand to provide clear and practical advice when needed. I have highly recommended JN Bank to friends and family who are on the look out for a manageable personal loan. Thank you! Reviewed on: 1st June 2023

Good loan service

I never heard of JN Bank until they were mentioned in a weekly MoneySavingExpert email. I've had a good loan experience with them. good rate, online banking works fine. Reviewed on: 11th April 2023

Easy to apply

Very easy and quick application and money was transferred when stated highly recommend Reviewed on: 8th April 2023

The best!

They had the fastest turnaround time, a simple clear process with very helpful customer service! Brilliant 10/10 Reviewed on: 6th April 2023

Personal loan & Easy Access Savings

Applying and finalising the loan was done really quickly no hassle. I have an Easy Access savings acc that works in line with the loan but transfering money out is done within minutes. Really happy with them. Reviewed on: 5th April 2023

Brilliant service

Loans process very straightforward and very decisive Reviewed on: 5th April 2023

Easy, affordable, quick

Applied for a loan which was very simple and very cheap compared to what I was offered else where and once I was approved the money was deposited in my bank the same day Reviewed on: 5th April 2023

Good rates on personal loans

Good rates on personal loans etc just wish the bank could be more tech friendly and have a decent banking application like HSBC and Barclays etc Reviewed on: 5th April 2023

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