Koyo was a company who understood me as a person, rather than what figures I represented on paper. This personal approach helped me secure my... Koyo was a company who understood me as a person, rather than what figures I represented on paper. This personal approach helped me secure my first ever loan when my credit rating was slim as I’d never had any credit cards, loans etc. Koyo spoke to me directly to ask about my finances and after a quick conversation, my first ever loan with competitive rates had been secured. Koyo is a very personable company with a modern approach to finance. Read more Read less

Positive so far! Fast and efficient to use the online application