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St James's Place: Financial Advisers reviews

Name: Financial Advisers
Rating: 4.58 (26 reviews)

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4.39

Based on 26 reviews, last reviewed 29th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

77%

15%

3 star

Latest highest rating:

4

Good advice from james. Good advice from [email protected] Reviewed on: 29th August 2024

Latest lowest rating:

2

Only interested in investing your money. I've been with SJP for nearly 12 years and initially thought they were very good or should I say they kept telling me how good they were. When I actu... Read more Reviewed on: 12th March 2022

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Our St James's Place financial adviser reviews on Smart Money People aim to help you get the inside track on this large financial firm. But we need your help! If you have experience of the service St James's Place offers, then please consider posting your own review today.

St James's Place Financial Advisers reviews (26)

Review of the St James's Place, Financial Advisers:

Targeted me days after my husband died at home

St James Place targeted me days after my husband had dropped dead at home. ****** **** Director of West Wealth Management is their broker and works with the other companies involved in this major scam and internal fraud business. She used to work for Throgmorton (Enderby) as a Director. She falsified a mortgage for me and my husband manipulated the income as it had been internally rejected. We did not know this until I did a subject access request in 2023. There were alerts all over the paperwork of a rejected mortgage but unbeknownst to us she changed our guaranteed income from £39,000 per year to £200,000 guaranteed income which is false and there was no records to support this. Once she approved the mortgage she churned our life policies replacing Aviva policies with Aviva policies to create £15,000 commission for herself. She then manipulated the cover and breached the cover to create internal documents that she could later manipulate if either of us died. This exploited and breached COBS 16.6.2 and UTCCR 1999 S5 Fairness test. The contracts remained intact. My husband died in 2020 she then showed me the intact contracts, produced a death claim settlement showing payment to Barclays bank with sort code and account number. She then falsified and had St James Place assist. One Senior SJP Director ***** ***** instructed her not to process the life insurance as there was no death certificate. She hid these emails, SJP found alerts of discrepancies and alerted ****** **** how to overcome these and commit fraud in an email 16/2/2021 not made available to me until 2023. There was an internal plot where I was targeted and identified as vulnerable. Leicestershire Police Fraud squad know about this as do Parliament who asked me to write 2 reports to assist the Fraud Inquiry. My Disabled son and twins have been denied the money. ****** had a soft spot (as a single parent) for my handsome son and she decided and admitted internally that she would breach the Aviva contracts, breach the trust deed and insert my son ******** to block and deny/control the life insurance to prevent me (wife/widow) any access to the money. By doing this the money is locked in a trust and ****** receives £25,000 per year proceeds so far £75,000 from the fraud that she has committed with my estranged son ********'* assistance. My husband and I paid £45,000 in policy premiums over 15 years to Aviva and I have not received the money according to contracts and the death claim settlement form. Aviva St James Place ****** **** and Metro bank are all in this together. It is a really good internal fraud business and the regulators are useless. HMRC have also been duped in this and the tax man has been denied taxes due to Fraudster ****** ****. Her father *** ****** (Banjo Ltd) is also involved and he does all the internal administration although he is not registered with the Financial Conduct Authority as an authorised person. ****** lives her life as a millionaire because she is able to manipulate and harm her clients under the halo of regulated practice. She also did my probate illegally, this is a protected service that carries 2 years imprisonment under the SRA 2007. People tell me i should write a book and share my data to show the steps of fraud. ****** panicked and had Leicestershire Police visit my home o n 4/2/2023 to threaten me that I must not reveal this to the regulators as ****** was highly fretful of what the authorities would do to her. There is a police report that confirms that I was verbally warned. ****** and her Dad seem to have the police in their pocket too. This is a major scam and not much different to the Post Office Horizon scam. DO NOT USE SJP they are criminals. You have been warned. ****** **** was lovely and even invited me out for meals, wrote me birthday cards brought me wine. She is a master manipulator and should be in prison. Reviewed on: 20th August 2024

They have invested my savings wisely and been super helpful.

SJP visit me annually and discuss my finances in a way I actually understand Reviewed on: 11th October 2023

Wouldn't Go Anywhere Else!

First class service by a very knowledgeable Adviser Reviewed on: 10th October 2023

Have been dealing with my Financial/Insurance Matters over a number of years and have always been satisfied with their services

St.James have been dealing with my Financial/Insurance Matters over a number of years and I have always been satisfied with their services.Their financial agent has always been on hand with good advice. Reviewed on: 4th September 2023

Excellent company

Trustworthy, professional and very knowledgeable. The advice I receive is honest and informative. I am updated regularly and always made aware of the potential risks and rewards. Reviewed on: 7th September 2022

I would recommend!

I’ve been with my adviser at SJP for 8 years. He works with me to understand how my funds are allocated and we make tweaks to help ensure the best fund value. Even with markets being all over the place, my funds have grown. The service I receive from my adviser is very good, we have regular catch ups and 6 monthly reviews so I can be clear on fund performance and ensure the funds are in a good place. Overall I would recommend to my friends and family! Reviewed on: 21st July 2022

Great place to invest

I have been investing with sjp for just under 10 years and seen excellent returns on my investments. I have regular catch ups with my advisor Chris who explains everything and is really helpful. Would recommend. Reviewed on: 20th July 2022

Life changing advice and investment

I don’t often write reviews but St James’s Place advice in respect of my pension and ISA funds has been quite literally life changing. I would not be able to live the lifestyle I now do, were it not for SJP. They are also very easy to deal with and have simple, clear charges. Communication and performance is first class. Reviewed on: 11th June 2022

Excellent Advice & Reasonable Charges

I was recommended by a friend - Some of the best advice I've ever received from both my friend and the Financial Adviser. Even recommended that we considered an additional product offered by a competitor as it was a better fit to our needs. Reviewed on: 24th March 2022

Only interested in investing your money.

I've been with SJP for nearly 12 years and initially thought they were very good or should I say they kept telling me how good they were. When I actually required some financial advice we found them poor and lacked any interest unless they could invest/benefit. Partners don't listen and actual complaints are not even acknowledged properly. Left our investment with them but decided they wouldn't be getting any more and went to another provider. We still considering moving SJP investment but keeping an open mind with other company. On speaking with others who have invested I'm not really sure if any in the Financial services industry actually do listen unless they see the opportunity to help you invest your money! Reviewed on: 12th March 2022

IT Needs hitting with the simple stick

What a great company, great people and great products all let down by the backward APP and deadful security and online account management options, come on!!! Catch up!!! Reviewed on: 7th October 2021

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