Smart Money People Logo
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8056)

I have had a very pleasant experience with Plata.

5
I have had a very pleasant experience with Plata. I have never had an issue when speaking with customer service. The service delivers across the board has been excellent! Reviewed on: 23rd April 2024
Thierry A's avatar
Thierry A

customer service was good at all times whenever i ha...

5
customer service was good at all times whenever i have contacted Reviewed on: 23rd April 2024
Ruhamma A's avatar
Ruhamma A

Plata was so quick and easy!

5
Plata was so quick and easy! Extremely helpful! Just first class! Highly recommended service. Reviewed on: 23rd April 2024
D J Cox's avatar
D J Cox

Easy and simple process to apply for loan.

5
Easy and simple process to apply for loan. Quick responses and completely online. And if you need to contact them via telephone super friendly staff and efficient Reviewed on: 23rd April 2024
Susanna m's avatar
Susanna m

Quick and easy transaction.

5
Quick and easy transaction. All organised online without any issues. Would highly recommend to everyone looking for a quick loan. Reviewed on: 23rd April 2024
RP's avatar
RP

Fair and accessible

5
There weren't many loan providers around that would make it realistic and fair to borrow - plata made the process easy and not daunting, with a fair interest rate and ability to pay back early without a cost. Reviewed on: 23rd April 2024
Jess A's avatar
Jess A

Does what they say on the tin.

5
Does what they say on the tin. From application to pay out and for me early settlement the whole process was simple, quick and straight forward. I would happily recommend them and use them again myself Reviewed on: 23rd April 2024
Stuart B's avatar
Stuart B

Will use plata again

5
Nice to find a loan provider that allows you to make overpayments online. Online account summary is easy to understand. Reviewed on: 23rd April 2024
Gareth R's avatar
Gareth R

Fast track money.

5
Fast track money.Easy to apply,easy to control the loan details Reviewed on: 23rd April 2024
Dan Nita's avatar
Dan Nita

Quick and straightforward

5
Very quick and easy service, money transfered into my account the same day. With easy access to my account I have the flexibility to pay off the loan quicker. Reviewed on: 23rd April 2024
Lisa 's avatar
Lisa

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill