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Accord Mortgages reviews

Accord Mortgages logo
Rated Average 2.97/5

Accord Mortgages reviews

Unverified business
Last reviewed within 21 days

Review summary

People rate this company as Average based on 20 product reviews

Average score of 2.97/5
5 star
40%
4 star
10%
3 star
5%
2 star
0%
1 star
45%
Reviews for Accord Mortgages have trended positively over the past 90 days

Latest positive rating

5/5

After having our mortgage with them for over 5 years...

After having our mortgage with them for over 5 years, the renewal process was fast, care free and with no issues at all to get... After having our mortgage with them for over 5 years, the renewal process was fast, care free and with no issues at all to get a new mortgage with them. Excellence service from start to finish. Read more Read less

{"display":"paul kyle","full_name":"paul kyle","avatar":{"url":"\/assets\/uploads\/avatars\/users\/538379.png"}}'s avatar
Mortgage
paul kyle 10th October 2024

Latest negative rating

1/5

Worst lender I’ve ever dealt with.

Worst lender I’ve ever dealt with. • No Mobile App: Lacks a modern mobile app, making account management inconvenient. • Delayed Documentation: Waited six months... Worst lender I’ve ever dealt with. • No Mobile App: Lacks a modern mobile app, making account management inconvenient. • Delayed Documentation: Waited six months for a letter of agreement to rent my mortgaged property. I paid a fee for it, yet the delay caused me to lose the rental opportunity. The fee was never refunded, but they still calculated interest based on the property being rented without notice. • Unjustified Payment Adjustments: Despite being on a fixed-rate mortgage, my monthly payments were recalculated to pay less towards the principal but more in interest—without any reason or notification. • Lack of Transparency: No clear breakdown of how much interest you pay monthly, making it difficult to track your finances properly. • Inconvenient Overpayments: Overpayments can’t be made directly through your account. You have to call customer support and wait around 30 minutes to speak to someone. Extremely disappointing service. Would not recommend. Read more Read less

{"display":"Irina Ulesan","full_name":"Irina Ulesan","avatar":{"url":"\/assets\/uploads\/avatars\/users\/940171.png"}}'s avatar
Mortgage
Irina Ulesan 12th January 2025

About Accord Mortgages

Accord Mortgages is a dedicated intermediary only subsidiary of Yorkshire Building Society. Accord Mortgages lends to residential and buy-to-let borrowers through brokers. Be confident that you understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding your options.

A mortgage is a large financial decision, so finding the right lender and mortgage deal is important. At Smart Money People, we collect Accord Mortgages reviews. Customer reviews can provide valuable insight into how well a provider performs to help make selecting a new lender easier.

Find out how satisfied homeowners are with the service they’ve received from Accord Mortgages. Learn more about the mortgages that Accord Mortgages offers and how inclusive they are for different circumstances. Read about the company’s ‘common-sense approach’ to underwriting and how satisfied borrowers are with it. Learn the main pros and cons of a mortgage with Accord Mortgages. All of this and more can be found in our Accord Mortgages reviews.

If you have experience working with Accord Mortgages, share your thoughts with others by writing an honest review. How satisfied were you with the service you received? What was your favourite thing about your experience, and is there anything you feel could have been improved? How communicative was the lender throughout the process? Would you recommend the lender to your family and friends? Whether good or bad, leave an Accord Mortgages review today.

Accord Mortgages at a glance

Reviews for Accord Mortgages

Showing 11 of 20 company reviews Last reviewed within 21 days

Worst lender I’ve ever dealt with.

Mortgage 12th January 2025

Worst lender I’ve ever dealt with. • No Mobile App: Lacks a modern mobile app, making account management inconvenient. • Delayed Documentation: Waited six months... Worst lender I’ve ever dealt with. • No Mobile App: Lacks a modern mobile app, making account management inconvenient. • Delayed Documentation: Waited six months for a letter of agreement to rent my mortgaged property. I paid a fee for it, yet the delay caused me to lose the rental opportunity. The fee was never refunded, but they still calculated interest based on the property being rented without notice. • Unjustified Payment Adjustments: Despite being on a fixed-rate mortgage, my monthly payments were recalculated to pay less towards the principal but more in interest—without any reason or notification. • Lack of Transparency: No clear breakdown of how much interest you pay monthly, making it difficult to track your finances properly. • Inconvenient Overpayments: Overpayments can’t be made directly through your account. You have to call customer support and wait around 30 minutes to speak to someone. Extremely disappointing service. Would not recommend. Read more Read less

Rated Terrible 1/5
Read more product reviews

After having our mortgage with them for over 5 years...

Mortgage 10th October 2024

After having our mortgage with them for over 5 years, the renewal process was fast, care free and with no issues at all to get... After having our mortgage with them for over 5 years, the renewal process was fast, care free and with no issues at all to get a new mortgage with them. Excellence service from start to finish. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Great customer service

    Needed to speak to the customer service team about our mortgage product which is coming to an end soon. The Customer service representative couldn't have... Needed to speak to the customer service team about our mortgage product which is coming to an end soon. The Customer service representative couldn't have been more helpful. Joined the call fretting about the outcome, but she put my mind at ease and was extremely helpful. Came away feeling so much happier and with a plan for the future that we are happy with. Read more Read less

    {"display":"Jo James","full_name":"Jo James","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    Jo James 24th May 2024
  • 5/5

    Mortgage provider with that personal touch

    My first mortgage was arranged with Accord, it was a smooth process with no hitches. I was kept informed by the knowledgable, friendly advisors at... My first mortgage was arranged with Accord, it was a smooth process with no hitches. I was kept informed by the knowledgable, friendly advisors at all stages, whose customer service was second to none. I could always get through straight away when I rang and the advice I was given when I wanted to change my mortgage rate from fixed to variable was clear and I was able to make an informed choice. I recommend Accord to arrange any type of mortgage, professional, trustworthy and care about their customers. Read more Read less

    {"display":"Tina Fallon","full_name":"Tina Fallon","avatar":{"url":"\/assets\/uploads\/avatars\/users\/592773.png"}}'s avatar
    Mortgage
    Tina Fallon 1st June 2023
  • 1/5

    Discrimination against a vulnerable person

    Raised a complaint and Jenna Rogers closed my complaints without even contacting me to explain why, unprofessional and when i complained she said well you... Raised a complaint and Jenna Rogers closed my complaints without even contacting me to explain why, unprofessional and when i complained she said well you do suffer with mental illness so what do you know, shameful behaviour from an uneducated person and a discriminatory attitude towards mental illness Read more Read less

    {"display":"Macca 7359","full_name":"Macca 7359","avatar":{"url":"\/assets\/uploads\/avatars\/users\/759367.png"}}'s avatar
    Mortgage
    Macca 7359 18th April 2023
  • 5/5

    Mortgage during cpvid

    This company has been very straight forward, no hidden fees and great efficiency even during lock down. Could not be happier.

    {"display":"Petra Klouckova","full_name":"Petra Klouckova","avatar":{"url":"\/assets\/uploads\/avatars\/users\/669953.png"}}'s avatar
    Mortgage
    Petra Klouckova 23rd February 2023
  • 5/5

    Good company

    Good, basic mortgage company. Clear communication and options are set out in an easy to understand way.

    {"display":"Reanna Sheralyn","full_name":"Reanna Sheralyn","avatar":{"url":"\/assets\/uploads\/avatars\/users\/670725.png"}}'s avatar
    Mortgage
    Reanna Sheralyn 22nd February 2023
  • 5/5

    Great company

    Worked with us to get our mortgage

    {"display":"Craig","full_name":"Craig","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    Craig 16th February 2023
  • 5/5

    Clear, secure, trusted

    Found a deal with them by my broker last time we fixed, good deal, clear communication and secure portal

    {"display":"S Oxford","full_name":"S Oxford","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    S Oxford 18th January 2023
  • 4/5

    Excellent!

    Accord are an excellent company with very good customer service. Website and account details easy to access and navigate

    {"display":"Karen Wright","full_name":"Karen Wright","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    Karen Wright 4th April 2022
  • 1/5

    Withdrew Binding Offer days before Exchange

    After a very lengthy application process (I'm self-employed) where they looked into all my company accounts, my income, my wife income etc they offered us... After a very lengthy application process (I'm self-employed) where they looked into all my company accounts, my income, my wife income etc they offered us a binding offer. Days before we were due to exchange they withdrew the offer without letting us know (Our solicitor told us). When questioned why, they told me we don't need to let you know why. After complaining they sent a cheque the next day. Not happy with this as I wanted to know why as getting a mortgage as self-employed is very hard. Having a reason why they withdrew would help us get another mortgage. Raised the complaint with FOS and got 3x what they offered in the first place. However, the distress caused awful. My wife was crying for days as we looked for a new mortgage, thinking we were going to lose our dream home. Accord in effect broke their contract and their offers, even binding offers are not worth anything. If you have an offer from them, make sure to have a backup as well. Also check their other reviews. Remember you could be using this company for the whole length of your mortgage. Read more Read less

    {"display":"N Mehta","full_name":"N Mehta","avatar":{"url":"\/assets\/uploads\/avatars\/users\/446035.png"}}'s avatar
    Mortgage
    N Mehta 7th October 2021

    Products from Accord Mortgages

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