Waste of time
provided all the information required, asked all the questions and more about my finances and any payments that had been made into my bank even if it was just £5. The mortgage payment would have been £200 a month lower which again is a lower risk and a...
Read moreprovided all the information required, asked all the questions and more about my finances and any payments that had been made into my bank even if it was just £5. The mortgage payment would have been £200 a month lower which again is a lower risk and any outstanding debt would have been cleared. Debt still affordable with around £1,300 left over now but around £1,700 left over monthly from all commitments that would have been paid and still a risk! Both in full time permenant employment of 7 years with an income of over £50,000 looking for a mortgage of £100,000 and DECLINED as lender seen that we may go back into debt the last missed payment on an account was 4 years ago!! Declined on the day of valuation and to rub salt into the wounds they turned up to do valuation. Time, effort and money has been spent on a horrible process. Now have a DIP with Nat West, used a different company altrhough out of pocket and things moving a thousand times quicker! Although I would have preferred an offer with Accord in the first place.
