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Creditfix: Debt Management reviews

Name: Debt Management
Rating: 4.83 (793 reviews)

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4.76

Based on 793 reviews, last reviewed 9th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024

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About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Briliant

BRILIANT SERVICE STAFF VERY POLITE AND FRIENDLY Reviewed on: 2nd September 2021

Can not fault them

They 've been fully accommodating to my needs and my situation. If i call with an issue they have always gone above and beyond to resolve it and have always resolved it far more than I could have even imagined. They are always pleasant friendly and supportive. Reviewed on: 2nd September 2021

Awesome and very helpful from the start and always work with you well

I recommend credit fix to 2friends because of the wonderful service they provide Reviewed on: 2nd September 2021

As it says on the tin

Great team brilliant folk can't say much more than that. Reviewed on: 2nd September 2021

A great company

They made a horrible situation very easy Reviewed on: 2nd September 2021

Great Costumer Service

Extremely helpful and quick at their job. Would highly recommend CreditFix Reviewed on: 2nd September 2021

Life saving

When debt was nearly causing me to commit suicide creditfix helped me out of a dark place Reviewed on: 2nd September 2021

Outstanding

Absolutely fantastic would highly recommend to anybody that needs help with debt management Reviewed on: 2nd September 2021

Ok!

Good service, but they didn't point out that there is a threshold after that, they take 50% off of your earnings, sneaky. Reviewed on: 2nd September 2021

The most helpful and understanding

Since getting assistance from credit fix my life has been less stressful, they are very understanding very patient they listen, the most important thing any advisor can do, they dont judge and they are always ready to help even if your circumstances change. Overall a extremely capable company and extremely customer focused. Reviewed on: 2nd September 2021

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