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Drafty: Loan reviews

Name: Loan
Rating: 4.7 (215 reviews)

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4.68

Based on 215 reviews, last reviewed 11th Apr 2023

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Great in an emergency Great thing to have incase of emergencies Reviewed on: 11th April 2023

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023

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About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

Drafty Loan reviews (215)

Review of the Drafty, Loan:

Excellent!

From day one I've always had a great experience, easy to use, no hassles, really comes in handy when needed. I would recommend to everyone. Reviewed on: 23rd May 2017

great product wish I knew about it before

I have used payday loans in the past some are a real rip off. a bloke at work recommended drafty. its well cheap and you can just get money in your account when you need without reapplying or getting a credit hit. Reviewed on: 21st June 2017

great product - wish I had known about it before

I have taken payday loans over the years but a bloke at work recommended drafty. its well cheap, really easy and you can just get money into your account when you want without reapplying and without a credit hit. Reviewed on: 21st June 2017

Hassle Free, no nonsense lender.

Simple to use, easy payments, no hidden charges. Reviewed on: 19th June 2017

Ignore pre approved

After being on my credit acc a few months it was pre approved and each month the pre approved limit was getting higher as my credit rating was rising I applied through my credit file and declined a load of crap pre approved Reviewed on: 7th June 2017

Small loans when stuck for cash.

Brilliantly easy to use, perfect for when there is too much month at the end of you pay check. Pay it back bit by bit or all at once, it's up to you. Love it! Reviewed on: 4th June 2017

Great idea

Quick, simple and I love the idea of the credit line Reviewed on: 3rd June 2017

very clear and easy company to work with

simple interface on the website keeping me informed of status and options Reviewed on: 3rd June 2017

Excellent service very flexible low payments

Would highly recommend to anyone who needs a short term loan of even to spread across a few months Reviewed on: 2nd June 2017

Simple Concept

This is such a great simple idea, it's like having another bank account, I only pay for what I draw out, the app is really easy to use, I'm a happy customer Reviewed on: 1st June 2017

Gave me a chance when no one else would

My credit is not perfect (far from it) but for the past 2 years I have worked on trying to make it right. It has now improved and there is still a way to go. I would never be accepted for any type of credit, however one of the tips I received from credit agencies is that I do not have any active credit cards. This is where drafty came in...they we're recommended to me by one of the credit agencies I view my report on, I thought I would ent be accepted but as I have not applied for credit for a long time I saw no harm in doing so. To my surprise I was accepted!! I had no plans to use my credit immediately but I was happy to have something I could use for those rainy days. I am happy with the whole service by drafty and would recommend them. The only thing I would say is you can't use the money immediately if you need to withdraw like a traditional credit card and can take a few hours, but if your in no rush for the cash this won't be a issue. I am happy with the Apr given my credit score. I am Happy with the whole concept of drafty.. its just like a credit card minus the card!! Reviewed on: 31st May 2017

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