Write a review

Newsletter

Go to business site

Drafty: Loan reviews

Name: Loan
Rating: 4.45 (216 reviews)

View other Drafty products

4.45

Based on 216 reviews, last reviewed 13th Jun 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

10%

2 star

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023

Read all reviews Write a review

About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

Review Drafty: Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Drafty Loan reviews (216)

Gave me a chance when no one else would

My credit is not perfect (far from it) but for the past 2 years I have worked on trying to make it right. It has now improved and there is still a way to go. I would never be accepted for any type of credit, however one of the tips I received from credit agencies is that I do not have any active credit cards. This is where drafty came in...they we're recommended to me by one of the credit agencies I view my report on, I thought I would ent be accepted but as I have not applied for credit for a long time I saw no harm in doing so. To my surprise I was accepted!! I had no plans to use my credit immediately but I was happy to have something I could use for those rainy days. I am happy with the whole service by drafty and would recommend them. The only thing I would say is you can't use the money immediately if you need to withdraw like a traditional credit card and can take a few hours, but if your in no rush for the cash this won't be a issue. I am happy with the Apr given my credit score. I am Happy with the whole concept of drafty.. its just like a credit card minus the card!! Reviewed on: 31st May 2017

Very good

Very good helped me out when I needed it Reviewed on: 31st May 2017

Very good

Very good service helped me out when I needed it Reviewed on: 31st May 2017

Brilliant and easy

Needed some cash for a car and no one else could help me. Brilliant service thanks Drafty Reviewed on: 31st May 2017

Awesome

Fast and stress free service. Thank you. Reviewed on: 31st May 2017

Brilliant new way of borrowing money

It was quick and easy to apply and the money was in the account as soon as they said. Their mobile app is also brilliant and means I can keep control of my finances at all times. Wonderful experience so far! Reviewed on: 31st May 2017

Quietly satisfying and reassuring

Perhaps being new Drafty has had to adjust to the world of Lending.....without fuss applicants are assured of a professional and honest service. Obligation is with the borrow pressure free yet with 24 hour support! A company to trust and promote. Reviewed on: 31st May 2017

Brilliant

Quick easy application! Money transfer quick and hassle free ! Highly recommend Drafty to anyone looking for another line of Credit Reviewed on: 31st May 2017

Quick and easy

Quick and easy to set up. Frequent texts to keep you on track Reviewed on: 31st May 2017

Best service ever!!!

I heard about this company through the clear score credit agency. I needed some extra security, also some extra cash. While I was browsing there, I noticed the section "offer"! Checked it and it said, that Drafty would approve me for their product and the possibility is 95%. I tried and got approved. The money I withdraw was on my bank account in 15 mins, needless to say, it was on Saturdays. So I was well amazed. I can pay the minimum payment, or pay as much more as I want, or even the full amount. Extremely flexible without any hassle. Simply love it. Reviewed on: 31st May 2017

Review Drafty: Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Bridging Loan
from Oakbridge 0.00 from 0 reviews
Peer to Business Lending
from Funding Knight 0.00 from 0 reviews
Loans
from Shawbrook Bank 4.59 from 694 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Drafty: Loan reviews

100% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Drafty: Loan now

Drafty Loan reviews (216)

Gave me a chance when no one else would

Very good

Very good

Brilliant and easy

Awesome

Brilliant new way of borrowing money

Quietly satisfying and reassuring

Brilliant

Quick and easy

Best service ever!!!

Review Drafty: Loan now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024