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Drafty: Loan reviews

4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons

About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

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Drafty Loan reviews (216)

Brilliant

5
The best place for low interest loan Reviewed on: 31st May 2017

Loan

5
I was very happy with drafty.i got the apps and found it very easy and straight forward very pleased Reviewed on: 31st May 2017

Supersonic

5
Quite simple and fast and friendly Reviewed on: 31st May 2017

Great service

5
Excellent service great alternative to pay day loans and cheaper would definitely recommend drafty to family and friends Reviewed on: 31st May 2017

Fantastic easy and high chance to be accepted

5
Great company fast acceptance so easy to sign up must have emergency cash supply Reviewed on: 31st May 2017

A flexible stress free loan

5
Very quick and easy flexible repayment no hidden fees what you see is what you get Reviewed on: 31st May 2017

Great fair company to deal with

5
I was awaiting money from a pension and needed home improvements doing urgent Drafty came to my rescue and now I pay back and use the credit line when I need it . I find them very flexible and fast at transferring cash . 10/10 well done Drafty a niche market company for people who are caught in between strict credit criteria! Reviewed on: 31st May 2017

Great service and great rates

5
It's a great way to borrow if you don't have a perfect credit rating Reviewed on: 31st May 2017

Good all round product

5
Cheapest on the market to use. I applied for £200, they offered me £500. Never been let down when drawing money from my credit line. Easy repayments too. Highly recommended Reviewed on: 31st May 2017

Quick Easy & Hassel Free

5
Very quick and easy to register and money came through very quick. Paying back is flexible and easy and the rates are very competitive compared to their rivals Reviewed on: 31st May 2017

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