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Drafty: Loan reviews

4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons

About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

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Drafty Loan reviews (216)

Safety net

5
Very convenient and super simple and fast access to cash if and when needed, the app updates daily so you know exactly what you owe, the interest is fair, it's given me a safety net Reviewed on: 31st May 2017

Excellant

5
Excellent service and would highly recommend Reviewed on: 31st May 2017

brillient

5
i recommend drafty for those emergency needs that crop up the moneys their when you need it most Reviewed on: 31st May 2017

Really good charges cheaper than anywhere else

5
You get a set payment each month which is really good and affordable Reviewed on: 31st May 2017

No hassle not complicated

5
Easy fast service great app hassle free email reminder a few days before Reviewed on: 31st May 2017

got me out a jam

5
At the end of my temper everything breaking down a few days after each other found few payday loan websites with ridiculous intrest thought oh shoot ill need to wait 3 weeks till payday and find the nearest laundrettee then saw Drafty had a read thought to good to be true ill apply see what the catch is before i agree to anything WOW NO CATCH AND ridiculous VERY LOW Monthly payment Thanks to Drafty i got my washing machine and fridge and kettle and had enough to pay my first month payment early have reccomended to family and friends Reviewed on: 31st May 2017

Fantastic no hassle Credit

5
Website easy to use, customer services friendly and got my money within the hour Reviewed on: 31st May 2017

Quick, easy and helpful

5
I found this service very helpful and easy to access.. Reviewed on: 31st May 2017

Quick and easy to use!

5
The service from drafty has always been quick and easy to use, been using them for over 3 months and have had no problems. Was accepted within minutes of submitting my application. Reviewed on: 31st May 2017

5 stars

5
Best ever service!!! recommend to all my friends and family ,thank you very much. Reviewed on: 31st May 2017

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