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Just Cash Flow: Business Loan reviews

Name: Business Loan
Rating: 3 (7 reviews)

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2.90

Based on 7 reviews, last reviewed 15th Feb 2021

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

43%

4 star

14%

2 star

43%

Latest highest rating:

5

Excellent to deal with JCF is a highly professional company that takes the time to learn about your business and its requirements The team are excellent and highly custome... Read more Reviewed on: 15th February 2021

Latest lowest rating:

1

Non compliant aggressive company - never use Poor communication when company constantly updates their situation when in trouble - straight to legal proceedings without answering formal complaints... Read more Reviewed on: 10th June 2020

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About this product

Just Cashflow business loan reviews help other business owners to get the inside track on what having a business loan with Just Cashflow is really like. Smart Money People is the leading business review site in the UK and we want to hear about your experience of this business loan. You can write your Just Cashflow business loan reviews today to share your experience of this product. Together, we can help us to increase trust and transparency in financial services.

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Just Cash Flow Business Loan reviews (7)

Excellent to deal with

JCF is a highly professional company that takes the time to learn about your business and its requirements The team are excellent and highly customer focussed. Reviewed on: 15th February 2021

Non compliant aggressive company - never use

Poor communication when company constantly updates their situation when in trouble - straight to legal proceedings without answering formal complaints or adhering to pre action protocols to individuals - don’t apply due diligence to individuals affordability or obtain evidence required for legal advice - as per case law Contracts full of unfair terms - Call themselves ‘responsible lenders’ You all been warned ! They are the worst I’ve ever dealt with - put to shame by other better lenders like iwoca - who treat you fairly when in distress AVOID Reviewed on: 10th June 2020

Revolving Credit Facility is a great product

Having had numerous interactions with the Just Cashflow team and they are always friendly and helpful, and I must say their Revolving Credit Facility (RCF) is fantastic. Reviewed on: 4th June 2020

Would Not Recommend!

Fine if the umbrella is down and the sun is shining! A complete waste of time for our business! Do not recommend them! Avoid! Reviewed on: 8th November 2019

Worst experience of life

*Text edited by Smart Money People. Just Cash Flow have reported the contents of this review. We're now attempting to validate the review text* Reviewed on: 2nd July 2019

Reply from Just Cash Flow We have examined this complaint by reference to the facts. During April 2019 the account went into default. By discussions with the director of the customer we agreed a reduced weekly payment. Those payments were not made and in early June 2019 the account director informed the customer that unless payments were made legal proceedings would commence. We therefore believe that we have acted properly and fairly throughout this matter and in accordance with our policies. As a part of our ordinary process, in which we seek to work with the customer rather than take enforcement steps, we have entered into a Tomlin Order with Mr Kumar which provides for regular monthly payments of the debt over the period of a year. The payments are based on what he has offered relative to the size of his debt and the first is due to be made today. He has complained that we are not prepared to remove a debenture over the assets of the company but it is standard lender practice to retain a charge over the company’s assets when there exists a liability. Given that Mr. Kumar acknowledges his indebtedness to us we believe that we have acted in every respect to assist him rather than hinder him. Response date: 6th November 2019

Couldn't be happier

The JCF people just do what they say. They offered me a revolving credit facility with very little fuss. I felt like they trusted me, and that's a good feeling in a sometimes cold marketplace. A lot of lenders use algorithms to decide who to lend to, and it doesn't feel human. JCF were more flexible and helpful than my own bank of 35 years. Highly recommend. Reviewed on: 15th June 2019

trust worth?

Hello, has anyone been contacted by the sales team of this company, are they trust worthy. The phrase, too good to be true springs to mind. Kris N Reviewed on: 7th July 2016

Reply from Just Cash Flow Thank you for taking an interest in our company. Please take a look at our many customer testimonials at: https://www.just-cashflow.com/who/who-have-we-funded. We have also won many awards for our services, including Highly Commended at the Business Moneyfacts Award 2016. You can read more at: https://www.just-cashflow.com/media-hub/news/2016/moneyfacts-awards-results-2016. Let us know if you would like us to give you a call! Response date: 8th July 2016

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