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Post Office: ISAs reviews

2.00
Based on 11 reviews, last reviewed 25th Mar 2025
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55%

Latest highest rating:

5

Trusted company Easy to deal with, plenty of branches to visit in person with knowledgeable staff to help with queries avoiding automated phone calls Reviewed on: 14th August 2022
Emma Davies's avatar
Emma Davies

Latest lowest rating:

1

Post Office isa designed to deceive Signed up for an isa at 4.65%. Interest paid out at 1.25%. Hundreds of pounds out of pocket. I'm devastated. The account settings are designed to tric... Read more Reviewed on: 25th March 2025
Linda 's avatar
Linda

About this product

Post Office ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with Post Office is really like. Oh, and if you have experience using a Post Office ISA, you can write a review too. Smart Money People is the UK's leading financial services review site. Together, we can help us to increase trust and transparency in financial services.

Post Office ISAs reviews (11)

Review of the Post Office, ISAs:

Appalling Customer Service

1
I have been a Post Office Customer with an ISA Savings Account since 2014. When I received my recent statment I found that the Iintersest rate on my ISA had reverted to 0.1 per cent. When I rang Customer Services yesterday to enquire why the interest rate had changed I was told that they had sent me a letter on the 8th October 2020 that the interest rate would revert to 0.1 per cent if they didnt hear from me.. This letter was never received by me, although they insisted t... Reviewed on: 5th February 2021

Post Office isa designed to deceive

1
Signed up for an isa at 4.65%. Interest paid out at 1.25%. Hundreds of pounds out of pocket. I'm devastated. The account settings are designed to trick customers and rip people off. So cruel and nasty it's unbelievable. Reviewed on: 25th March 2025

Cant get my ISA money back

1
I have online ISA with them. It was easy to put it in but its impossible to get it back, They are coming up with hundreds of exuses for not letting me having my £ 1.500 back. It was my late husband gift. Its an online investment and no papers should get involved but they demand physical papers from me like statements, checks from different banks. I provided them with one of my banks details but its not enough for them. They want now to put their nose into other my bank account s... Reviewed on: 12th September 2022

Trusted company

5
Easy to deal with, plenty of branches to visit in person with knowledgeable staff to help with queries avoiding automated phone calls Reviewed on: 14th August 2022

Savings - terrible customer service

1
Highly unresponsive 'customer service', you call for help and the whole experience is negative, 'we can't, we don't, we have no idea when...', no initiative or 'we can't do that but we can do this', they have no idea of SLAs in dealing with customer correspondence, I was told "it will be done when they get around to it', this was in response to a letter they had signed for receipt of 4 days earlier to give me access to my money yet still not actioned and no indication when it wi... Reviewed on: 9th October 2021

Dreadful long delay in ISA transfer

1
It is now 4 weeks since i asked The Post Office to have my ISA transferred to a different provider. They have rejected my request 4 times now for one reason or another. I have lost interest in the meantime as the ISA is sitting in a holding account. I have had to keep phoning them up to ask why it has not been transferred. The most recent excuse was apparently due to the fact that the new bank doen't accept cheques. What banks today do business with paper cheques? I think they w... Reviewed on: 21st June 2021

Bad

1
Very bad value for money and earn basically no interest Reviewed on: 10th August 2017

Dont like the pay in and out.

3
Getting your money is by using the phone , staff are very friendly . In the post office using a paper card to pay in often gets torn and ripped they seriously need to change how people pay in and take out there money.. other than that a great service. Reviewed on: 5th December 2016

Good Interest Rates

5
Cash ISA's are not too popular any more because of the dismal interest rates they pay. But I took out one with The Post Office, and I'm getting 1.5% with a bonus of 0.85% for a year. Pretty good in my opinion, and it was easy to set up. Reviewed on: 25th August 2015

Difficult to track money!!!

3
Switch ISAs to Post Office (to get best rate available on Instant Access (1.41%), but difficult/time consuming to transfer money in/out or to follow my funds on a statement. Reviewed on: 14th August 2015

I was upset that the original price on the website changed as too many applied

4
I think if an isa offer is limited to people it should be stated up front. Reviewed on: 21st April 2015

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