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SmartSave: Savings reviews

4.76
Based on 2,542 reviews, last reviewed 26th Feb 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Pension savings Simple online process and good rates Reviewed on: 26th February 2025
David 's avatar
David

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2542)

Review of the SmartSave, Savings:

Straightforward savings

5
The fixed saving account was easy to open, straightforward to monitor and manage. Maturing funds were prompt and online experience was problem free. Everything I wanted with the best rates available at the time. Reviewed on: 26th February 2025

It was very good - it kept my money nice and safe an...

5
It was very good - it kept my money nice and safe and secure and gave me some good returns on the money Reviewed on: 30th January 2024

Simple process to invest, no hard sell to reinvest...

5
Very simple process to invest, no hard sell to reinvest and paid out right on time. Reviewed on: 30th January 2024

Easy and straight forward!

5
It was very easy and straight forward to open my savings account. User friendly interface when checking on my account. Reviewed on: 30th January 2024

Ease and efficiency.

5
The account was very easy to set up, and transfer of funds from elsewhere was efficiently carried out. Reviewed on: 30th January 2024

Good interest rate.

4
Good interest rate. wanted to add more money to account but was fixed & couldn’t open another account. Reviewed on: 30th January 2024

The rates are good, as is the customer service.

5
The rates are good, as is the customer service. Reviewed on: 30th January 2024

Excellent customer care & pleased with product

5
Excellent customer care & pleased with product Reviewed on: 30th January 2024

Stripped back service, but the price is right

3
It was very easy and quick to set up a fixed rate deposit account. I would have preferred a confirmation email or text to assure me that the funds had transferred in, but I was able to transfer in funds over the weekend and there's no arguing that the interest rate is market leading Reviewed on: 30th January 2024

Good rates and easy to open account

5
Good rates and easy to open account Reviewed on: 30th January 2024

Simples!!

5
Easy to set up the account and monitor through the year. Transfer into another product at the end of term took less than 5 minutes Reviewed on: 30th January 2024