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V12 Retail Finance: Retail Finance reviews

4.78
Based on 25 reviews, last reviewed 21st Apr 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
4 star
See only 4 star reviews
0%
3 star
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
8%

Latest highest rating:

5

Quick easy and is available at almost every shop you... Quick easy and is available at almost every shop you find in the UK. Reviewed on: 21st April 2025
Jimmy's avatar
Jimmy

Latest lowest rating:

1

Try to link you to accounts that are not yours First time I’ve used v12 finance then started getting texts calls from them for accounts that are nothing to do with me. Not interested in trying to r... Read more Reviewed on: 8th December 2022
Paul Smith's avatar
Paul Smith

About this product

Looking to see what other people thought of V12, the retail finance platform? If you want to find the perfect retail finance technology to suit your needs, read what our Smart Money People members are saying about V12, and compare their services with other retail finance providers. Alternatively, if you have already used V12, leave a V12 retail finance review and let us know what you thought of their services, and in doing so you will help others decide if V12 is the retail finance provider that fits what they need!

V12 Retail Finance Retail Finance reviews (25)

Review of the V12 Retail Finance, Retail Finance:

I like it a lot, everything works very well

5
I like it a lot, everything works very well Reviewed on: 18th April 2025

Easy to use

5
An easy service to use when making large purchases to spread the costs. I use v12 for any musical purchases I make I. E guitars and amplifiers. But now pay later can be a little confusing as I had checked my account to try and pay off what I owed but my new balance showed with interest a with a final payment due of the original amount. I found this to be confusing. Aside from this v12 is still my goto for larger purchases to spread the cost as I find their interest rates to be reasonable and the Web portal easy to use to keep track of what I'm paying and when. Reviewed on: 12th June 2020

Easy to use

5
An easy service to use when making large purchases to spread the costs. I use v12 for any musical purchases I make I. E guitars and amplifiers. But now pay later can be a little confusing as I had checked my account to try and pay off what I owed but my new balance showed with interest a with a final payment due of the origising, but otherwise Reviewed on: 12th June 2020

Excellent service

5
Best company going by far, excellent customer service and sales. Reviewed on: 11th December 2018

Great customer service

5
Used v12 to purchase something which was most certainly substandard and they went beyond in getting our product returned even though this meant they were out of pocket Reviewed on: 6th November 2018