Smart Money People Logo

Plata: Personal Loans reviews

4.94
Based on 8,042 reviews, last reviewed 6th May 2025
219650% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional Exceptional experiance and would strongly recommend. Reviewed on: 6th May 2025
Dean's avatar
Dean

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (8042)

Review of the Plata, Personal Loans:

Speedy decision and quick pay out.

5
Speedy decision and quick pay out. Very professional and no hassle - excellent to deal with - thank you! Reviewed on: 16th April 2025

Very satisfied

5
I have a good experience with plata, I have had no problems logging on to my account to get update information about my loan and balance, they send me a annual reviews. All done online Reviewed on: 24th April 2025

Efficient and easy, no hassle or consistent messaging.

5
Efficient and easy, no hassle or consistent messaging. Reviewed on: 24th April 2025

Quick, good rates, and excellent service

5
Extremely quick service, fair rates of interest and the best experience I have had with a loan. Plata did not make me wait around for an answer, they told me the decision within hours and paid out the next day. They also kept me updated about this. I would highly recommend and am very grateful. Reviewed on: 23rd April 2025

Good experience.

5
Good experience. Easy application Reviewed on: 23rd April 2025

Excellent Customer Service

5
I had a call with one of the customer service colleagues. He was brilliant in giving detailed understanding of how early repayment is structured and that the added interest (locked) will be reduced if I was planning to repay early. He also politely asked if I wanted to make a repayment now to which i declined but was happy to provide alternatives to either do this via the weblink or by doing this by calling again. Wait time for getting through was near to nothing as i was connected with only 2 rings of the line. To which i thought i accidentally dialled the wrong number as the connection time was fast. Reviewed on: 23rd April 2025

Plata are very easy to use, straight forward and quick!

5
Plata are very easy to use, straight forward and quick! Haven't had any issues since using them so am neutral regarding customer service. But in my experience so far, a great option for borrowing when stuck. Reviewed on: 23rd April 2025

Fully digital experience.

5
Fully digital experience. No humans in the loop. Simple product to understand and use Reviewed on: 23rd April 2025

Everything was understanding and explain very easily

5
Everything was understanding and explain very easily Reviewed on: 23rd April 2025

Excellent service!

5
Excellent service! I got my loan approved straight away. Reviewed on: 23rd April 2025

Excellent company to deal from start to finish would...

5
Excellent company to deal from start to finish would highly recommend Reviewed on: 23rd April 2025