Smart Money People Logo

Plata: Personal Loans reviews

4.93
Based on 4,954 reviews, last reviewed 4th Mar 2025
48600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy process, easy to access, very handy even f... Very easy process, easy to access, very handy even for low credit score Reviewed on: 4th March 2025
Beloved T's avatar
Beloved T

Latest lowest rating:

1

Great customer service however very expensive Great customer service however very expensive Reviewed on: 20th February 2025
H D's avatar
H D

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (4954)

Review of the Plata, Personal Loans:

My Experience with Plata Personal LoansI recently

5
My Experience with Plata Personal Loans I recently found myself in need of a personal loan to cover unexpected home repairs, so I decided to try Plata after reading positive reviews online. I was a bit nervous at first — I’d never taken out a personal loan before, and I wasn’t sure how complicated the process would be. To my surprise, the online application was incredibly straightforward. The form was easy to fill out, and the website even had a live chat option in case I needed help. I appreciated that I could see my estimated monthly payments upfront, with no hidden fees or confusing fine print. After submitting my application, I received an approval within a few hours. I was shocked by how fast the process was — and even more relieved when the funds hit my account the very next business day. What stood out to me most was the flexibility Plata offered. I could choose my monthly repayment date, which made budgeting much easier. Plus, their customer service team checked in to make sure I understood everything, which gave me peace of mind. Overall, my experience with Plata was excellent. They made what I thought would be a stressful situation feel simple and manageable. I’d definitely recommend them to anyone in need of quick, reliable funding. Reviewed on: 3rd March 2025

Well,was very fast but also easy to do it,and big pl...

5
Well,was very fast but also easy to do it,and big plus big help when your credit score not so good they will try to help you so yes definitely I will recommend them Reviewed on: 4th March 2025

Easy application/ managing loan process

4
Easy application process & you can find everything very easily online on the website. I have found managing my loan an extremely easy process. Reviewed on: 4th March 2025

Great service

5
I found Plata,s website so easy to use and their customer service is second to none as I had to use them to register a new card. Top marks all round. Reviewed on: 4th March 2025

Totally Recommended

5
Quick, hassle free application, with funds transferred in 24 hours. Reviewed on: 4th March 2025

The quickest, most efficient service I have ever rec...

5
The quickest, most efficient service I have ever received from any finance organisation. I doubt I will go elsewhere in the future. Clear and quick communication. Outstanding. Reviewed on: 4th March 2025

Easy, pain free and decision immediately

5
Easy, pain free and decision immediately Reviewed on: 4th March 2025

Quick and Simple

5
I needed the support of Plata to cover the remainder of our wedding, their service was quick and easy to use and within 24 hours the funds were readily available. would highly recommend as never had a service as quick as them Reviewed on: 4th March 2025

Personal loan, Plata made it easy

5
Personal loan, Plata made it ridiculously easy to go through the process of the loan application. couldn’t ask for anything more Reviewed on: 4th March 2025

Very quick and efficient.

5
Very quick and efficient. Happy with the service Reviewed on: 4th March 2025

Quick and easy

5
Easy application good rates quick transfers of funds thank you Reviewed on: 4th March 2025