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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent customer service from the staff no problem...

Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Straight forward approval and money in your account...

Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

So far i am so happy.

So far i am so happy.I could use the servise for sure agai Reviewed on: 4th June 2024

Super Loan Company!

Used Ratesetter for a few years now, one of the few loans I’ve had that you can track to the penny yourself - no hidden fees all transparent and easy to administer online. Reviewed on: 25th May 2024

Just a little more anythings :)i hope all Time you a...

Just a little more anythings :)i hope all Time you are helpfulyy Reviewed on: 11th April 2024

Used RateSetter few years ago, got very low APR.

Used RateSetter few years ago, got very low APR. All smoot and effortless. Reviewed on: 21st February 2024

Not so helpful

After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Straight forward loan

Fabulous company , no messing about it says what it does on the tin ! Once approved money in your bank in a blink .great online service . Wouldn’t go anywhere else . Reviewed on: 19th July 2023

Fantastic Company

Got a consolidation loan at a great APR and the process from application to receiving the money was really straightforward and clear. Reviewed on: 31st May 2023

My First Stop For Loans

I've had a few loans over the years with Ratesetter, sometimes short term ones to make a small purchase or to tide me over and sometimes bigger, longer ones for larger purchases. I have always got the loan with minimal fuss, at a competitive rate and when I pay it back early I get no penalty. I don't go to anyone else now. Highly recommended. Reviewed on: 31st May 2023

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