Smart Money People Logo
Share this page
Link copied

RateSetter reviews

RateSetter Logo
Rated Excellent • 4.93/5

RateSetter reviews

Verified business

Review summary

People rate this company as Excellent based on 14,338 product reviews

Average score of 4.93/5
5 star
94%
4 star
6%
3 star
0%
2 star
0%
1 star
0%
Reviews for RateSetter have trended negatively over the past 90 days

Latest positive rating

5/5

Straight forward approval and money in your account...

Straight forward approval and money in your account in few minutes

{"display":"HARSHAVARDHAN GUMMADI","full_name":"HARSHAVARDHAN GUMMADI","avatar":{"url":"\/assets\/uploads\/avatars\/users\/690250.png"}}'s avatar
Loans
HARSHAVARDHAN GUMMADI 30th September 2024

Latest negative rating

2/5

Not so helpful

After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to

{"display":"rooby roo","full_name":"rooby roo","avatar":{"url":"\/assets\/uploads\/avatars\/users\/774830.png"}}'s avatar
Loans
rooby roo 26th July 2023
See more reviews for RateSetter products

About RateSetter

RateSetter have one goal - to make finance fair. Since its launch in 2010, RateSetter has become the UK's biggest peer-to-peer lending service by monthly volume. Smart Money people is the place for RateSetter reviews. Read and write reviews to help increase trust and transparency in Financial Services.

RateSetter at a glance

Reviews for RateSetter

Showing 11 of 14338 company reviews

Straight forward approval and money in your account...

Loans • 30th September 2024

Straight forward approval and money in your account in few minutes

{"display":"HARSHAVARDHAN GUMMADI","full_name":"HARSHAVARDHAN GUMMADI","avatar":{"url":"\/assets\/uploads\/avatars\/users\/690250.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

So far i am so happy.

Loans • 4th June 2024

So far i am so happy.I could use the servise for sure agai

{"display":"Kyriaki konstantoudaki","full_name":"Kyriaki konstantoudaki","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Super Loan Company!

    Used Ratesetter for a few years now, one of the few loans I’ve had that you can track to the penny yourself - no hidden... Used Ratesetter for a few years now, one of the few loans I’ve had that you can track to the penny yourself - no hidden fees all transparent and easy to administer online. Read more Read less

    {"display":"Alex","full_name":"Alex","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Alex 25th May 2024
  • 5/5

    Just a little more anythings :)i hope all Time you a...

    Just a little more anythings :)i hope all Time you are helpfulyy

    {"display":"Daniele Doro","full_name":"Daniele Doro","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Daniele Doro 11th April 2024
  • 5/5

    Used RateSetter few years ago, got very low APR.

    Used RateSetter few years ago, got very low APR. All smoot and effortless.

    {"display":"Adrianna S","full_name":"Adrianna S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Adrianna S 21st February 2024
  • 5/5

    Best loan company

    Easy, friendly and fast service. Will recommend to family and friends in the future. GREAT,GREAT company to deal with.

    {"display":"John Gair","full_name":"John Gair","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Finance
    John Gair 15th August 2023
  • 2/5

    Not so helpful

    After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to

    {"display":"rooby roo","full_name":"rooby roo","avatar":{"url":"\/assets\/uploads\/avatars\/users\/774830.png"}}'s avatar
    Loans
    rooby roo 26th July 2023
  • 5/5

    Straight forward loan

    Fabulous company , no messing about it says what it does on the tin ! Once approved money in your bank in a blink .great online service . Wouldn’t go anywhere else .

    {"display":"vera quinn","full_name":"vera quinn","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    vera quinn 19th July 2023
  • 5/5

    Fantastic Company

    Got a consolidation loan at a great APR and the process from application to receiving the money was really straightforward and clear.

    {"display":"Working Mum ","full_name":"Working Mum ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Working Mum 31st May 2023
  • 5/5

    My First Stop For Loans

    I've had a few loans over the years with Ratesetter, sometimes short term ones to make a small purchase or to tide me over and... I've had a few loans over the years with Ratesetter, sometimes short term ones to make a small purchase or to tide me over and sometimes bigger, longer ones for larger purchases. I have always got the loan with minimal fuss, at a competitive rate and when I pay it back early I get no penalty. I don't go to anyone else now. Highly recommended. Read more Read less

    {"display":"Glenn Langridge","full_name":"Glenn Langridge","avatar":{"url":"\/assets\/uploads\/avatars\/users\/610277.png"}}'s avatar
    Loans
    Glenn Langridge 31st May 2023
  • 5/5

    Excellent!

    I used Ratesetter for a personal loan, and the entire process was very quick and easy. Every step of the application was clear and I... I used Ratesetter for a personal loan, and the entire process was very quick and easy. Every step of the application was clear and I knew how much I would be paying back, what date my repayments would be taken, and how much I would be repaying overall. At the time of applying for my loan, I was offered a much lower APR than any other loan provider I had considered. I would definitely use Ratesetter again, and I would highly recommend them if you are looking for an affordable loan with a fantastic selection of repayment options to suit your finances. Read more Read less

    {"display":"Vincent","full_name":"Vincent","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Vincent 31st May 2023

    Products from RateSetter

    Showing all products offered by RateSetter

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice