Smart Money People Logo
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8056)

I was urgent to take a loan the price was fair and p...

5
I was urgent to take a loan the price was fair and people helping same day the money in my bank account Reviewed on: 24th April 2024
miriam c's avatar
miriam c

Straight forward and easy to manage.

5
Straight forward and easy to manage. The Customer Service team is always helpful Reviewed on: 24th April 2024
Alex's avatar
Alex

I was in need of help and to get back on track with...

5
I was in need of help and to get back on track with my finances after being in hospital and not being able to earn any money working. Plata saved me. Reviewed on: 24th April 2024
Jez's avatar
Jez

Easy application process and easy to manage the acco...

5
Easy application process and easy to manage the account. Reviewed on: 24th April 2024
Holly 's avatar
Holly

David’s review

5
Excellent service!! No issue and fast responses. Reviewed on: 24th April 2024
David Hodgson 's avatar
David Hodgson

A port in a storm

5
I've always had an okay credit rating but sometime things out of the blue happen and you're stuck. In these times when the chips are down and are struggling you perpetually get in a cycle that's difficult to get out from, times when you need financial help but nobody is prepared to give you the assistance you require. Plata bucked this trend and helped me get out of the loop. They listened and gave me the help I needed. For this I am extremely grateful and can't recommend Plata as a creditor highly enough. Reviewed on: 24th April 2024
Matthew H's avatar
Matthew H

Very easy to apply.

5
Very easy to apply. Very helpful and approachable staff. Would recommend Reviewed on: 24th April 2024
DW's avatar
DW

Relatively quick and easy to apply

4
Relatively quick and easy to apply Reviewed on: 24th April 2024
Alan D's avatar
Alan D

Happy customer

5
Good communication, quick decision, happy customer. Reviewed on: 24th April 2024
Marlena N's avatar
Marlena N

Very easy to get set up and receive money on time wh...

5
Very easy to get set up and receive money on time when in need Reviewed on: 24th April 2024
Yousra k's avatar
Yousra k

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill