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Creditspring: Loans reviews

4.27
Based on 24 reviews, last reviewed 11th Jun 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
4%
3 star
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
8%

Latest highest rating:

5

Really good company Just very friendly for people with a bad credit score and account easy to handle. Reviewed on: 11th June 2026
Josie W's avatar
Josie W

Latest lowest rating:

1

Scam Scam Scam. Scam Scam Scam. All this good comments are made it by another scammers. Dont be stupid and dont send them any money. They are scammers Reviewed on: 9th March 2026
Wojciech P's avatar
Wojciech P

About this product

Creditspring offer personal loans that work differently to a usual loan.

Creditspring provide a no-interest loan, charging a membership fee instead of interest that’s spread over the length of your agreement. This means that you know you'll never pay more than your monthly membership fee and what you borrowed.

Creditspring personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Creditspring before, you can also leave a review and share your experience.

Review Creditspring: Loans now

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Creditspring Loans reviews (24)

Really good company

5
Just very friendly for people with a bad credit score and account easy to handle. Reviewed on: 11th June 2026

Very user friendly and transparant.

5
Very user friendly and transparant. Reviewed on: 11th June 2026

They are very good and they are one of the best for...

5
They are very good and they are one of the best for getting a loan from and very friendly when u phone them to speak to them Reviewed on: 11th June 2026

Really affordable loan and good customer service.

5
Really affordable loan and good customer service. Would thoroughly recommend for small scale loans. Reviewed on: 25th March 2026

Scam Scam Scam.

1
Scam Scam Scam. All this good comments are made it by another scammers. Dont be stupid and dont send them any money. They are scammers Reviewed on: 9th March 2026

I have a poor credit score and needed some emergency...

5
I have a poor credit score and needed some emergency funds and Creditspring really helped me out. Other loan companies either refused me credit or had ridiculous interest fees. Creditspring charge a small monthly membership fee which mentally made me feel so much more secure. I actually liked that there was a small waiting period to give me the chance to change my mind before accepting the loan offered. Their website actually teaches you how to deal with your finances better with informative sections which you can test yourself on too. You can keep a track on how well you are doing with your repayments, which gives you a visual incentive to keep up with payments. I get a message every month as a reminder that a payment is due so that I can ensure I have enough funds in my account. I’d recommend them to anyone that just wants that little bit of help not only purely for a loan, but to help change their thoughts on money. Reviewed on: 22nd January 2026

Creditspring should be the new model for flexible loans

5
The loan fees take the form of a membership which is less than what other lenders charge in interest. It is very flexible to drawdown, repay and draw the second loan and funds are received instantly. Website also has many useful tools abd easy to navigate. Reviewed on: 21st January 2026

Perfect for when you need some extra money...

5
From the easy quick application, to the money being paid, the monthly fee and instalments taken and easy to use website with lots of help and support...just what I needed! Reviewed on: 13th June 2025

Excellent customer service and quick

5
Excellent customer service and quick Reviewed on: 12th June 2025

Creditspring gives you a fair chance to credit

5
Creditspring gives you a fair chance to credit, it works out a monthly fee to pay back and although charges an additional monthly account fee this gives them an opportunity to report it to credit agencies thus in return helping your credit rating. Reviewed on: 25th April 2025

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