Smart Money People Logo

Cleo: App reviews

4.53
Based on 129 reviews, last reviewed 28th Mar 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
83%
See only 4 star reviews
14%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

An AI driven handle on your finances It's the missing link between traditional banking and challenger banks. Plug this into your old high-street banking service and suddenly it's like you... Read more Reviewed on: 9th February 2019
Simon Titchmarsh's avatar
Simon Titchmarsh

Latest lowest rating:

1

This company is a scam! This company is a scam! They took money from me and now refusing to give it back Reviewed on: 28th March 2025
nikolas n's avatar
nikolas n

About this product

Thinking about signing up for the Cleo app? Read our Cleo reviews to see what people like you are saying about using Cleo day to day. Whether you want to take control of your finances, or are just interested in Cleo's futuristic technology, see what our community has to say about using Cleo in the real world. Already using Cleo? Please leave a review of your own and help others decide if Cleo is right for them!

Cleo App reviews (129)

Review of the Cleo, App:

Favorite money tracking app!

5
Previously I always entered how much I spent on what into an app every day. Cleo automated this for me Reviewed on: 21st November 2017

So far so great

5
So easy to use. Like all things banking related I'm a little hesitant about the security of it all however it is new so just having to trust its credentials! Excellent for categorising spending patterns when it is so easy to get lost in bank statements online. Reviewed on: 28th November 2017

I love it, so easy, much simpler than doing it through an actual bank.

5
Cleo always has an answer, it always knows what to say and I’m so grateful. Reviewed on: 28th November 2017

Amazing to keep track of your finances!

5
I struggled keeping track of my money and got myself in a lot of debt at one point. Thanks you Cleo I've been able to make sure I don't get in the same boat "so to say". I can track what I've spent since I got paid track how much I'm spending on certain categories and it doesn't just track one account but multiple from a verity of providers. It's amazing! And the customer support as well as the Automatic Cleo replies are not only fun but also friendly and helpful! Reviewed on: 27th November 2017

Helpful and so friendly!

5
Makes breaking down your finances so simple, and really helps you keep track of where your money is going. Reviewed on: 27th November 2017

The most helpful way to monitor your personal fiances

5
A chat bot is a novel platform - Cleo keeps me image with my fiances as it has a human like personna! Reviewed on: 27th November 2017

Complete game changer

5
Tells me exactly what I need to know and warns me before things get tight. Alerts me before i make a mistake! Fantastic app Reviewed on: 26th November 2017

helps me to budget

5
I have been trying to find a app that would help me budget for a while and although there are banking apps, this is the first customer friendly app I have found and still continue to use. It’s easy to get information about your transactions, pattern of spending, balance and notifications. This is already making me look at my bank account and money another way Reviewed on: 26th November 2017

Eye-opening finance manager

5
Clear, transparent view of my spending and balance trend. Reviewed on: 25th November 2017

Intelligent, fun

5
This app is great, not only is it as useful as one would hope, it has a fun edge. Reviewed on: 25th November 2017

Amazing little app!

4
I absolutely love Cleo! I get a daily update on my spending ... and weekly updates (scares). It's shown me which areas I need to cut back on and let's me know when I'm going to go over my budget. I couldn't imagine being without it now! The only downside is that it connects to Facebook (I couldn't find an app?) if much prefer to open an app than login to messenger! Other than that, amazing! Reviewed on: 25th November 2017
Are you a business? Get insights, reply to reviews, invite customers and understand their needs