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Cleo: App reviews

Name: App
Rating: 4.71 (130 reviews)

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4.36

Based on 130 reviews, last reviewed 14th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

14%

3 star

2 star

Latest highest rating:

5

An AI driven handle on your finances It's the missing link between traditional banking and challenger banks. Plug this into your old high-street banking service and suddenly it's like you... Read more Reviewed on: 9th February 2019

Latest lowest rating:

1

Cleo is SCAMMING their customers.I have been trying... Cleo is SCAMMING their customers I have been trying to get my money back from Cleo for over a month now. All I keep receiving is an email saying my mo... Read more Reviewed on: 14th June 2025

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About this product

Thinking about signing up for the Cleo app? Read our Cleo reviews to see what people like you are saying about using Cleo day to day. Whether you want to take control of your finances, or are just interested in Cleo's futuristic technology, see what our community has to say about using Cleo in the real world. Already using Cleo? Please leave a review of your own and help others decide if Cleo is right for them!

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Cleo App reviews (130)

Quick, easy and useful

I’ve been using cleo for 7 months now and I don’t know how I ever got on without it. Although there are some improvements to be made they regularly update it and listen to what the users want to be added to the app. It’s easy to use and very informative but not in a boring “numbers” way as may other apps are. Reviewed on: 21st November 2017

Super useful and easy to use

Love this app. Very useful to keep track of spending Reviewed on: 21st November 2017

Great app that really does help you budget

Really easy to use and great clear visuals Reviewed on: 21st November 2017

Takes the fear out of finance

Was a little hesitant before signing up but was able to speak with real people already using the service on Facebook which really helped. It makes managing your money less daunting and overwhelming by basically doing it all for you with some added wit. Reviewed on: 21st November 2017

Helpful and intelligent money management

Great app to help you manage your money and helps that its hilarious too! :) Reviewed on: 21st November 2017

Game Changer

Cleo is an excellent app for really identifying where your money goes. Often I would slip into my Overdraft without really knowing why. That is until I got Cleo. Reviewed on: 21st November 2017

Simple and insightful

Cleo is already doing a fab job of helping me get a better picture of my finances (over 7 accounts!) Their community drive and engagement is also excellent and from reading the posts (and contributing a few of my own) I can see Cleo flying in 2018 Reviewed on: 21st November 2017

Been a cleo support since beta!

This little personal finance app, has got me so much more interested in the fin-tech industry, it's really easy now to keep ontop of all my finances without having to ever rush to multiple sources when it's compiled into one main source! Reviewed on: 21st November 2017

Keeps me on track

I use Cleo every day. I love the fact it's proactive so tells me about my finances before I even ask. The best aspect is the budget where it tells me if I'm spending to much or likely to go over budget. I recommend it to friends and family and even complete strangers! Reviewed on: 21st November 2017

Interssting concept

Have access to the Cleo beta app and have been using it for a couple of weeks now. It's an interesting concept - passively get notified about what you've spent (in a more meaningful way than a traditional bank statement), or proactively "chat" to cleo about where your spending is going, etc via text message. It works with a good degree of accuracy and I think could be really a really useful addition to your phone with a bit of further development! Reviewed on: 17th August 2016